Manager, Business Lending
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Posted on:
Yesterday
Vacancies:
1 Vacancy
Job Summary
Requisition ID: 249198
Join a purpose driven winning team committed to results in an inclusive and high-performing culture.
The Manager Business Banking Credit Products is responsible for the suite of Business Banking credit products ensuring they are competitively positioned profitability is maximized and existing and future customers needs are met. Reporting to the Senior Manager Product Strategy & Development the incumbent will lead multiple credit initiatives to drive growth optimize capabilities and monitor performance to ensure we meet or exceed goals and objectives.
Specifically the Manager Business Banking Credit Products is responsible for the following:
- Assist the Senior Manager in strategy formulation and attainment of profitability objectives through pricing and repricing initiatives
- Ensure the Business Banking Credit operating model is set up to sustain growth targets and support strategic priorities
- Identify enhancements to the existing product line that will assist in improving the customer and employee experience;
- Conduct customer and product level portfolio analysis to identify costs reduction and/or on revenue opportunities
- Support the development of key account management strategies to understand and optimize the customer life cycle
Is this role right for you In this role you will:
- Lead and drive a customer focused culture throughout their team to deepen client relationships and leverage broader Bank relationships systems and knowledge.
- Assist the Senior Manager in making product Profit & Loss recommendations through pricing and identifying expense reduction opportunities
- Develop forecasting models and projections to ensure the portfolio is on track to meet and exceed targets and goals
- Support in the development and design of new products and/or enhancements to the existing Business Banking product line
- Identify and recommend opportunities to improve customer experience and/or drive operational efficiencies for the Business Banking Credit portfolio
- Manage application platforms that support all Business Banking products
- Support all credit acquisition strategies engagement tactics and channel management to sustain growth targets
- Understand how the Banks risk appetite and risk culture should be considered in day-to-day activities and decisions.
- Creates an environment in which the team pursues effective and efficient operations of their respective areas while ensuring the adequacy adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational risk regulatory compliance risk AML/ATF risk and conduct risk including but not limited to responsibilities under the OperationalRisk Management Framework Regulatory Compliance Risk Management Framework AML/ATF Global Handbook and the Guidelines for Business Conduct
Do you have the skills that will enable you to succeed in this role Wed love to work with you if you have:
- Undergraduate business degree or MBA preferred 3 years experience in product-related roles
- Creative approach to product development and differentiation; ability to monitor wider market/consumer trends and tailor new products accordingly
- Expert Microsoft Excel & PowerPoint skills Results oriented individual
- Strong business and marketing acumen
- Thorough knowledge of the Banks application systems and their relationships within the Bank
- Excellent analytical and market research skills
Location(s): Canada : Ontario : Toronto
Scotiabank is a leading bank in the Americas. Guided by our purpose: for every future we help our customers their families and their communities achieve success through a broad range of advice products and services including personal and commercial banking wealth management and private banking corporate and investment banking and capital markets.
At Scotiabank we value the unique skills and experiences each individual brings to the Bank and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including but not limited to an accessible interview site alternate format documents ASL Interpreter or Assistive Technology) during the recruitment and selection process please let our Recruitment team know. If you require technical assistance please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however only those candidates who are selected for an interview will be contacted.
Required Experience:
Manager
Key Skills
- Business Development
- Sales Experience
- Management Experience
- Microsoft Outlook
- QuickBooks
- Lawson
- Banking
- Business Management
- Conflict Management
- Strategic Planning
- Leadership Experience
- negotiation
About Company
Scotiabank is one of the leading foreign banks serving large national and multinational corporations in the U.S. through its Global Banking and Markets, Global Transaction Banking and Wealth Management business lines.
