Manager, Product Financial Risk

Circle (NYSE: CRCL) is one of the worlds leading internet financial platform companies building the foundation of a more open global economy through digital assets payment applications and programmable blockchain infrastructure. Circles platform includes the worlds largest regulated stablecoin network anchored by USDC Circle Payments Network for global money movement and Arc an enterprise-grade blockchain designed to become the Economic OS for the internet. Enterprises financial institutions and developers use Circle to power trusted internet-scale financial innovation. Learn more at .

What youll be part of:

Circle is committed to visibility and stability in everything we do. As we grow as an organization were expanding into some of the worlds strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: High Integrity Future Forward Multistakeholder Mindful and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder.

What youll be responsible for:

As a Product Financial Risk Manager you will be the primary financial risk partner embedded within Circles product development and launch process. You will work closely with Product Managers Business Owners and Treasury to ensure new products features and market expansions are designed approved and launched within Circles financial risk appetite with risks clearly identified measured mitigated and governed throughout the product lifecycle.

You will operate at the intersection of product strategy and financial risk discipline translating enterprise risk frameworks model outputs and regulatory expectations into practical product-level analytics and control expectations that enable responsible innovation.

What youll work on:

• Embedded risk partnership - Work directly with Product Managers business owners and Finance partners as products are designed and built. You will help teams understand financial risks early evaluate trade-offs and design products that meet business goals while staying within Circles financial risk appetite.

• Product and deal-level financial risk assessments - As the second line of defense you will evaluate the financial risks associated with new products features deals and market expansions. This includes assessing inherent and residual risks control effectiveness required capital / liquidity and performance under various stress scenarios. A key part of the role is translating complex analysis into clear actionable insights and preparing concise financial risk summaries that support product reviews and leadership decision-making.

• Risk Analytics and Monitoring - Partner with cross-functional teams and FRM counterparts to develop and use financial risk metrics scenarios and dashboards that support product launch decisions and ongoing monitoring surfacing early warning signals as risk levels change.

• Launch readiness and governance support - Ensure financial risks and mitigations are clearly documented before launch with defined owners and escalation paths. Ensure launch critical financial risk controls are implemented and operating effectively.

• Post-launch risk monitoring - Monitor product performance after launch compare actual outcomes to original assumptions and help teams adjust controls or product design when risks change.

What youll bring to Circle:

• 7 years of experience in product-adjacent financial risk roles in banking trading fintech.

• A passion for harnessing the power of digital currency and blockchain technology and services built on top of it.

• An innovative and creative mind looking to suggest new solutions to old problems.

• Proven experience working collaboratively and effectively with the ability to work with multiple stakeholders and internal teams.

• Experience and comfort working in an ever changing industry and the flexibility to quickly react to changing demands. Never tired of learning.

• Strong understanding of financial risks arising from complex financial products including credit liquidity market and financial operations risk.

• Hands-on experience with risk analytics counterparty due diligence limit sizing stress testing and scenario analysis.

• Familiar with risk capital and risk-adjusted return concept.

• Demonstrated ability to translate enterprise risk frameworks into product-level requirements and controls.

• Experience working closely with Product and Finance teams influencing outcomes through analysis and partnership rather than authority.

• Familiarity with risk governance structures such as risk registers issue management and the Three Lines of Defense.

• Strong written and verbal communication skills with the ability to synthesize complex analysis into clear product and leadership-facing narratives.

Circle is on a mission to create an inclusive financial future with transparency at our core. We consider a wide variety of elements when crafting our compensation ranges and total compensation packages.

Starting pay is determined by various factors including but not limited to: relevant experience skill set qualifications and other business and organizational needs. Please note that compensation ranges may differ for candidates in other locations.

We are an equal opportunity employer. We do not discriminate on the basis of race religion color national origin gender sexual orientation age marital status veteran status or disability status or any other protected status required by the laws in the locations where we hire. Additionally Circle participates in the E-Verify Program in certain locations as required by law.

Should you require accommodations or assistance in our interview process because of a disability please reach out tofor support. We respect your privacy and will connect with you separately from our interview process to accommodate your needs.

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