Associate Director, Debt Finance – Property Finance
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Job Location:
Monthly Salary:
Posted on:
17 hours ago
Vacancies:
1 Vacancy
Job Summary
Since our launch in 2015wevelent over 15bn to ambitious entrepreneurs across the UK supporting the delivery of more than 61000 jobs and over 36000 new homes. Property finance is a core pillar of our lending strategy and our Debt Finance team plays a critical role in executing complex property-backed transactions efficiently and at scale.
This role is suited to a commercially minded delivery-focused professional who thrives on taking originated real estate transactions and driving them through creditdocumentationand closely with senior stakeholders while owning the day-to-day execution and client experience.
The Associate Director will lead the end-to-end execution of property-backed lending transactions including investment development and income-producing real estate across OakNorth-affiliated businesses. Taking ownership of transactions once originated the role will act as thecentral pointof coordination across internal teams and external advisers ensuring efficient credit approval and seamless deal execution.
This is a hands-on execution role requiring strong credit judgement deep real estate understanding and the ability to manage multiple workstreams under pressure.
Principal responsibilities:
- Own the execution of property finance transactions frominitialhandover through to credit approvaldocumentationand drawdown
- Act as the central deal lead coordinating credit legal portfolio managementvaluationand operations teams
- Prepare and present high-quality property-specific credit papers for Credit Committee and approval forums
- Build review and challenge detailed financial models covering development appraisals cash flows sensitivities exit values and downside scenarios
- Analyse property assets development costs lease structures rental assumptionsvaluationsand borrower equity positions
- Manage external advisers including valuers lawyers monitoringsurveyorsand borrower advisors
- Lead and contribute to client and adviser meetings alongside senior bankers ensuring momentum ismaintainedthrough to completion
- Review budgets construction programmes fundingstructuresand capital stacks to assess risk and execution feasibility
- Identifyand proactively resolve execution risksdelaysor structural issues throughout the transaction lifecycle
- Support selective origination activity from an execution and structuring perspective whererequired
- Contribute to continuous improvement of property lending execution standards and processes
What makes a successful Associate Director:
- Bachelors degree in Finance Real Estate Economics Accountancy or a related discipline
- Proven experience executing property-backed lending or real estate finance transactions to completion
- Strong understanding of real estate credit development finance investment lending and asset-backed risk analysis
- Demonstrated ability to manage complex transactions involving multiple stakeholders and advisers
- Advanced financial modelling capability particularly in property and development scenarios
- Ability to deliver transactions within tight timeframes while maintaining strong credit discipline
- Confident communicator able to present clearly to Credit Committee and senior stakeholders
- Highly organised resilient and accountable with a strong sense of ownership over deal delivery
- Comfortable operating in a fast-paced entrepreneurial environment with evolving priorities
Benefits & Perks:
- Equity. We want people to have a stake in the business so that all our interests are aligned.
- 25 days holiday
- Personalized benefits opt-in to what matters to you
- Subsidised Private Medical Insurance with Bupa
- Enhanced maternity and paternity leave
- Wellbeing and social events
- In-house Barista Bar in London office
- Support causes that matter to you Volunteering time off
- Salary sacrifice schemes (Cycle to work nursery gym electric car scheme)
We may use artificial intelligence (AI) tools to support parts of the hiring process such as reviewing applications analyzing resumes or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed please contact us.
Required Experience:
Director
Key Skills
- Accounting Software
- Forecasting
- Ellucian
- Financial Report Writing
- GAAP
- Accounting
- Corporate Finance
- Financial Analysis
- Financial Modeling
- Budgeting
- Financial Management
- Financial Planning
About Company
OakNorth Credit Intelligence Suite transforms commercial lending, giving banks 360° views of borrowers, with deeply granular, forward-looking insight, to improve efficiencies, lower credit risk, and drive profitable growth through economic cycles. Banks lend smarter, lend faster, and ... View more
