Loan Funding Specialist

About Erie Home

At Erie Home we are powered by people on a single mission to make homeownership easy. Weve crafted a team of the very best to ensure we make a difference by winning every addition to serving our customers Erie Home strives to build a welcoming and inclusive workplace. We are proud to be a certified Great Place to Work as well as a multi-year recipient of Top Workplaces recognition.

From competitive medical benefits to people-focused committees like the Womens Committee Diversity & Inclusion Committee and VetConnect we are dedicated to making Erie Home a workplace where you can win every day. Come grow your career with us.

Why Erie Home

• We Win Being driven every day to win is who we are
• People Powered Recognized as a top Ohio and U.S. workplace by Great Place to Work Energage and more
• Family Feel with Enterprise-Level Resources You are important to us and weve built a culture youll love
• Support Inclusion sustainability and reliability surround everything we do
• Personal Growth Dedicated to providing resources and encouragement for employee growth
• Mobility Locations throughout the U.S. and Canada with continued expansion

Position Summary

As a Loan Processor / Credit Analyst at Erie Home youll play a key role in managing loan files from submission through clear to install driving efficiency and compliance across the lending process. Youll combine traditional loan processing dutiesreviewing documents clearing stipulations and ensuring lender compliancewith credit analysis to identify potential paths for lender approval. This is your opportunity to advance your career with a fast-growing company recognized on the INC 5000 list.

Work Environment:

• Toledo Headquarters
• On-site with flexibility for remote work

Responsibilities:

Loan File Management

• Process loan files submitted by sales or clients ensuring all required documentation is included and accurate.
• Prepare and package loan files according to lender requirements ensuring compliance with internal policies and regulatory standards.

Credit Analysis

• Review customer credit files including reports debt-to-income ratios and income documentation to identify potential approval paths.
• Verify accuracy and completeness of bank statements income verification and other supporting documents.

Stipulation & Compliance Clearance

• Clear lender stipulations and conditions to move files toward Clear to Install status.
• Monitor lender guidelines and product offerings to optimize submissions.

Collaboration & Communication

• Identify missing or unclear information and communicate with clients or internal teams to resolve issues.
• Collaborate with lenders underwriters and internal teams to support potential approvals.
• Maintain accurate records and provide updates on loan file status to stakeholders.

Requirements

• 2 years of experience in consumer lending mortgage or a related loan processing or credit analysis role
• Strong attention to detail and organizational skills
• Excellent written and verbal communication skills for client and internal interactions
• Knowledge of lending documentation requirements stipulation processes and credit analysis principles
• Ability to work independently manage multiple files simultaneously and prioritize effectively

Are We Your Company

Focused on Growth Erie Home is dominating the home improvement industry as we continue to grow. We work hard and play harder. With offices across the U.S. and Canada our diverse team spans marketing sales installation and service. We are committed to employee growth through:

• Innovating Always Providing cutting-edge solutions for employees and customers
• Partnering with Our Customers Building trusted relationships at the core of everything we do
• Empowering Employees Creating opportunities for growth and success in a supportive environment
• Supporting Our Communities Giving back to the places our customers and employees call home

What We Offer

• Industry-leading compensation package
• Competitive medical dental and vision benefits after 60 days
• Retirement savings plan with company match
• Paid parental leave and generous paid time off programs
• On-campus fitness programs and meal delivery services
• Comprehensive health wellbeing financial wellness and childcare benefits
• Opportunities for growth and advancement

Additional Perks

• Employee assistance program with 24/7 legal financial and counseling support
• Employee discount marketplace with thousands of savings options
• Gym membership reimbursement
• Employee resource groups including VetConnect and the Womens Committee

Awards and Recognition

Erie Home has been recognized as a top workplace by The Plain Dealer is a multi-year recipient of Top Workplaces USA by Energage and is Great Place to Work Certified. Additional recognitions include:

• Remodeling 550 list placements
• Qualified Remodeler Top 500 rankings
• Smart Culture Awards for employee-focused culture
• Inc. 5000 and Inc. 5000 Regionals: Midwest growth recognition

Diversity and Equal Opportunity

Erie Home is committed to creating a diverse and inclusive environment and is proud to be an equal opportunity employer. Employment decisions are made without regard to race color ancestry national origin gender identity or expression sexual orientation marital status religion age genetic information veteran status or disability in accordance with applicable law.

Required Experience:

IC