Graduate Quantitative Analyst

Graduate Quantitative Analyst- Pricing & Profitability

London

Discretionary Company Bonus Scheme

Monday Friday 9am 5.30pm (37.5h pw)

Our perks

• 25 days holiday (rising to 28 after 3 years service) pro-rated plus bank holidays to take time to recharge and do something you love.
• Private Medical - via vitality with reward schemes paid for you and your family.
• Health cash plan - via Simply Health for employees and children claiming money back for dental optical etc
• Pension Oodle will contribute 5% of your salary into your pension pot to help you save for the future
• Life Assurance - 4 x annual salary - benefit funded by Oodle
• Free breakfast drinks and fruit in the office you can help yourself to cereals toast fizzy drinks and lots of fruit.
• Employee discounts discounts you can access anywhere anytime for all major shops.
• 1 day volunteer day per year an opportunity to give back to the community each year.
• Mental health care 6 free counselling sessions via our EAP (Employee Assistance Programme).
• Paid sick leave enhanced company sick pay.
• Enhanced family leave we provide enhanced family leave for primary and secondary caregivers.

Oodle who are we

Our mission is to empower our customersby delivering simple experiences straightforward lending products and compassionate support from application to final payment and beyond.

Upgrading. Growing a family. Fresh starts. Big moves. Bumps in the road.-we finance cars but more importantlywe finance people. Since 2016 weve supported tens of thousands of customers on their car buying journey

As an employer your career is important to us. Were committed to creating an environment where you can thrive as yourself. We celebrate diversity and inclusion actively working to make sure every team member feels supported on their journey with us. Our Talent Development team is here to support your growth providing opportunities for learning development and career progression.

The Role

Graduate Quantitative Analyst Pricing & Profitability at Oodle Car Finance.

Location and working style

Overview:

We are looking for a Quantitative Analyst to join our Pricing & Profitability team within Credit Risk. This is a hands-on role for someone who enjoys working with data programming and turning analysis into commercial decisions that improve customer outcomes and portfolio performance.

If you like owning your work building strong data foundations and learning fast in a high-impact environment this role will give you exposure across pricing unit economics and portfolio strategy.

What you will be doing in the role:

Youll play a key part in developing monitoring and deploying pricing strategies that support responsible lending and sustainable portfolio growth. Youll collaborate closely with colleagues across Pricing Credit Risk Data Product Engineering and Commercial teams.

Our primary programming language is Python and youll also use SQL regularly.

• Supporting the management and monitoring of pricing strategies including daily performance MI data quality checks and investigating movements in key KPIs (e.g. acceptance rate yieldlosses and margin).
• Assisting with pricing strategy deployment activities such as preparing inputs validating outputs and supporting controlled change processes.
• Contributing to pricing strategy testing (e.g. champion/challenger) including building monitoring packs defining success metrics and assessing results.
• Supporting uniteconomics cashflow modelling and forecasting through structured data preparation parameter tracking and scenario analysis.
• Assisting with introducer commission analytics and reporting including segmentation and monitoring of commission outcomes.
• Conducting exploratory analysis to identify drivers of performance and riskadjusted returns across channels and customer groups.
• Supporting ad hoc analysis across credit risk pricing and portfolio strategy translating business questions into clear dataled insights.
• Communicating findings to stakeholders clearly and confidently with guidance and mentorship from senior team members.

If the below sounds like you wed love to meet you:

• 02 years experience in analytics pricing credit risk or a related quantitative field (financial services experience is helpful not essential).
• Strong quantitative skills and confidence working with datasets (cleaning joining aggregating validating).
• Experience programming in Python plus working knowledge of SQL (or the motivation to learn quickly).
• Interest in statistical modelling and performance measurement (e.g. regression classification A/B testing monitoring metrics).
• Solid problemsolving skills attention to detail and comfort working with ambiguity while iterating towards solutions.
• Strong communication skills and curiosity to understand what drives the numbers.
• A degree (or equivalent experience) in a quantitative subject such as Maths Statistics Economics Engineering or Computer Science.

We know that not everyone will feel they meet every single requirement and thats okay. Were looking for strong foundations great judgement and the motivation to learn and grow.

If this role excites you wed be delighted to hear from you.

Hiring Process

• Preliminary Interview (20 mins)
• Online Test
• Interviews (In office 1 hour 30 mins)

Our Values

Our values are our personal brand and lay the foundation of what we care about the most. They provide us with guidance so we can work towards the same goals. They are our DNA and are kept at the forefront of every Oodlers mind when making business decisions.

• Embrace being human empathy and diversity make us stronger.
• Strive for awesome its awesome when we do better every day.
• Everyones a builder were in this together and we win as a team.
• Bravely honest were honest with ourselves and everyone else.
• Think customer theyre at the heart of everything we do.

To find out more about our culture and what happens at Oodle check out our LinkedIn and Instagram.

Oodle is proud to be an inclusive workplace and we recognise diversity of experience thoughts and backgrounds leads to better customer outcomes and an environment where our colleagues can thrive. We have several DEI networks which are made up of our Oodlers who strive to make positive impacts to our cultures.

Wed love if you could submit your application online but if you need an alternative method or need reasonable adjustments to take part in the interview process please email .

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