Pricing Analyst

Pricing Analyst

London

Discretionary Company Bonus Scheme

Monday Friday 9am 5.30pm (Hybrid 2-3 days in the office and 37.5h pw)

Our perks

• 25 days holiday (rising to 28 after 3 years service) pro-rated plus bank holidays to take time to recharge and do something you love.
• Private Medical - via vitality with reward schemes paid for you and your family.
• Health cash plan - via Simply Health for employees and children claiming money back for dental optical etc
• Pension Oodle will contribute 5% of your salary into your pension pot to help you save for the future
• Life Assurance - 4 x annual salary - benefit funded by Oodle
• Free breakfast drinks and fruit in the office you can help yourself to cereals toast fizzy drinks and lots of fruit.
• Employee discounts discounts you can access anywhere anytime for all major shops.
• 1 day volunteer day per year an opportunity to give back to the community each year.
• Mental health care 6 free counselling sessions via our EAP (Employee Assistance Programme).
• Paid sick leave enhanced company sick pay.
• Enhanced family leave we provide enhanced family leave for primary and secondary caregivers.

Oodle who are we

Our mission is to empower our customersby delivering simple experiences straightforward lending products and compassionate support from application to final payment and beyond.

Upgrading. Growing a family. Fresh starts. Big moves. Bumps in the road.-we finance cars but more importantlywe finance people. Since 2016 weve supported tens of thousands of customers on their car buying journey

As an employer your career is important to us. Were committed to creating an environment where you can thrive as yourself. We celebrate diversity and inclusion actively working to make sure every team member feels supported on their journey with us. Our Talent Development team is here to support your growth providing opportunities for learning development and career progression.

The Role

Pricing Analyst at Oodle Car Finance.

Location and working style

Overview:

This is a hands-on role for someone who enjoys working with data programming and turning analysis into commercial decisions that improve customer outcomes and portfolio performance.

If you like owning your work building strong data foundations and learning fast in a high-impact environment this role will give you exposure across pricing unit economics and portfolio strategy.

What you will be doing in the role:

• Own the management monitoring and optimisation of pricing strategies including KPI design MI automation rootcause investigation and actionable recommendations.
• Run champion/challenger pricing tests from shaping hypotheses to designing tests supporting implementation monitoring performance and evaluating statistically robust outcomes.
• Carry out scenario and sensitivity analysis to understand how pricing strategies perform under different market conditions (e.g. funding cost movements loss rate changes channel mix shifts).
• Build and maintain unit economics models and cashflow forecasts to assess profitability at segment and channel level clearly articulating key drivers.
• Shape and evaluate introducer commission strategies identifying incentives monitoring economics and assessing interactions with pricing volume and selection effects.
• Partner with Commercial teams to provide insight on riskadjusted returns and product performance supporting both strategic and tactical decisions.
• Improve analytical tools workflows and controls (e.g. reusable Python modules reproducible processes documentation) and support governance for pricing and profitability models.
• Communicate analytical findings confidently and clearly with senior stakeholders explaining model behaviour tradeoffs limitations and recommended actions.
• Support and coach junior analysts through peer review sharing best practice and helping to enhance the teams overall capability and pace.

If the below sounds like you wed love to meet you:

You dont need to tick every box we value strong fundamentals good judgment and a desire to grow.

• 2 - 4 years experience in pricing credit risk consumer finance analytics or a similar quantitative field where youve demonstrated measurable impact.
• Strong quantitative skills including statistical modelling test design and interpreting analytics (e.g. regression classification uplift segmentation forecasting and performance metrics).
• Solid Python experience and confidence with SQL; comfortable creating reliable reusable analytical code and working with version control.
• Ability to translate complex analysis into clear practical recommendations for nontechnical audiences.
• Understanding of unit economics or cashflow modelling (or relevant experience in a related profitability or forecasting discipline).
• A commercially aware mindset and strong judgment balancing precision with pragmatism.
• Experience working in production or operational analytics environments (e.g. monitoring controls parameter updates documentation and change processes).
• Degree or equivalent experience in a quantitative subject (e.g. Mathematics Statistics Economics Engineering Computer Science).

If this role excites you wed be delighted to hear from you.

Hiring Process

• Preliminary Interview (20 mins)
• Online Test
• Interviews (In office 1hour 30 mins)

Our Values

Our values are our personal brand and lay the foundation of what we care about the most. They provide us with guidance so we can work towards the same goals. They are our DNA and are kept at the forefront of every Oodlers mind when making business decisions.

• Embrace being human empathy and diversity make us stronger.
• Strive for awesome its awesome when we do better every day.
• Everyones a builder were in this together and we win as a team.
• Bravely honest were honest with ourselves and everyone else.
• Think customer theyre at the heart of everything we do.

To find out more about our culture and what happens at Oodle check out our LinkedIn and Instagram.

Oodle is proud to be an inclusive workplace and we recognise diversity of experience thoughts and backgrounds leads to better customer outcomes and an environment where our colleagues can thrive. We have several DEI networks which are made up of our Oodlers who strive to make positive impacts to our cultures.

Wed love if you could submit your application online but if you need an alternative method or need reasonable adjustments to take part in the interview process please email .

To find out how we handle your personal data please refer to our Privacy Policy.