Lead Payment Risk Manager

Our Company

Changing the world through digital experiences is what Adobes all about. We give everyonefrom emerging artists to global brandseverything they need to design and deliver exceptional digital experiences! Were passionate about empowering people to create beautiful and powerful images videos and apps and transform how companies interact with customers across every screen.

Were on a mission to hire the very best and are committed to creating exceptional employee experiences where everyone is respected and has access to equal opportunity. We realize that new ideas can come from everywhere in the organization and we know the next big idea could be yours!

The Opportunity

Adobe is building a global payments function and recruiting a seasoned payment risk specialist to join our team dedicated to managing payment fraud and related risks. You will bring both risk strategy experience from an online merchant and deep analytical capabilities to this role. Your ability to pull and analyze data will help you find ways to improve risk decisioning at checkout. This will allow you to block BOT attacks and prevent fraudulent transactions. Youll balance the sensitive ratio of false positives to false negatives and evolve prevention strategies to drive Adobes business objectives. You will help define payment risk policies and build programs that prevent detect identify and resolve fraudulent activity by customers potential customers and outside agents. You will support outreach programs to the large issuing banks around the world to influence how they decision Adobe transactions. You will define A/B tests and monitor performance with a control group. This improves how you identify false positives globally using statistical methods to enable better decision-making.

What Youll Do

• Mitigate fraudulent payment activity involving credit/debit cards SEPA PayPal and other payment methods worldwide. Collaborate with Adobes third-party risk assessment partner and internal ML team.
• Partner closely with internal collaborator organizations across Adobe including Risk/Abuse team Chargeback team ML Decisioning Engineers Product Management Payments Partnerships and Finance.
• Establish Fraud Prevention capabilities based on predictive decisioning models that you will build and maintain for Adobe to align with industry best-practices.
• Implement improvements that raise the barriers against new threats by influencing the revision of business processes and decision-making capabilities and through detailed auditing and validation of these processes following implementation of these changes.
• Bring a disciplined analytical and methodical approach to a space that can be highly reactionary and chaotic from the ever evolving fraudulent attacks in the online space.
• Define and manage risk control measurements implement quantitative monitoring metrics and align internal risk teams and external risk decisioning providers on risk control numeric goals promote results-focused data-driven data science practices.
• Experiment experimental build & hypothesis testing control groups

What you need to succeed

• Proficiency in data science analytical tools such as SQL Python Tableau etc. along with proven experience in validation and evaluation of machine learning models.
• 5-7 years of optimizing margin-risk-experience trade-offs by applying statistical models to derive risk mitigation strategies in a large-scale data environment
• Experience defining and managing a statistically significant global payment control group in a multi-product portfolio. This group detects False Positives and develops new strategies for an external risk assessment provider.
• Strong payments risk/fraud industry experience from the merchants perspective in relevant data mining domains including anti-fraud/abuse credit card and bank transfer abuse and financial risk control
• Ability to influence others in a highly matrix-ed organization
• Strong technical skills with a focus on data access data queries and data driven investigations (storage extract transform etc.) is required. Analytical strength is a must.

At Adobe for sales roles starting salaries are expressed as total target compensation (TTC base commission) and short-term incentives are in the form of sales commission plans. Non-sales roles starting salaries are expressed as base salary and short-term incentives are in the form of the Annual Incentive Plan (AIP).

In addition certain roles may be eligible for long-term incentives in the form of a new hire equity award.

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California:

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Adobe will consider qualified applicants with arrest or conviction records for employment in accordance with state and local laws and fair chance ordinances.

Colorado:

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If this role is open to hiring in Colorado (as listed on the job posting) the application window will remain open until at least the date and time stated above in Pacific Time in compliance with Colorado pay transparency regulations. If this role does not have Colorado listed as a hiring location no specific application window applies and the posting may close at any time based on hiring needs.

Massachusetts:

Massachusetts Legal Notice

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

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