Senior Home Loan Officer

A Senior Home Loan Officer is responsible for performing high volume accurate and timely Real Estate lending functions including government loans (FHA/VA) in alignment with STCU loan standards and procedures. This position also provides training mentoring and support to other Home Loan Officers.

Mortgage Loan Production

• Interview and process first mortgage loan applications ensuring accurate information.
• Evaluate loan applications credit reports title reports appraisals inspections and supporting documentation; making mortgage loan recommendations while conforming to guidelines of STCU policies and/or secondary market guidelines.
• Set clear expectations with members on timelines loan conditions and closing dates.
• Develop working knowledge of Government (FHA/VA) lending guidelines and procedures.

Relationship Development/Service

• Deliver quality service to members in order to develop and nurture real estate relationships and increase referrals.
• Develop and maintain relationships with branch employees as well as business partners for training on real estate products and referral development.
• Attend all closing meetings for purchase transactions.
• Take ownership of issues by acting as the members advocate. Follow through on all commitments.
• Achieve a high level of efficiency in real estate transactions to meet the members needs and maximize production.
• Provide members with solutions to financial needs recommending appropriate STCU products and services. 
• Identify and coordinate opportunities with other departments maximizing their expertise to fulfill corporate objectives and extend financial aid.

Qualifications :

Knowledge Skills and Abilities

• A minimum of five years mortgage lending experience in a financial services environment.  This includes knowledge of mortgage terms title insurance and required mortgage processing procedures.
• Previous experience in mentoring training and/or coaching strongly preferred.
• This includes knowledge of mortgage terms title insurance and required mortgage processing procedures. 
• National Mortgage Licensing System and Registry (NMLS) registration under the terms of the SAFE Act of 2008 is required.
• Ability to acquire and maintain knowledge of Government (FHA/VA) lending guidelines and procedures.
• Proficient knowledge of MS Office programs including Outlook Word and Excel.

Physical Abilities

• Must be able to regularly talk hear see and operate a computer keyboard and mouse.
• Occasionally lift pull/push and carry up to 10 pounds.

Work Environment

• Exposure to constant or intermittent sounds at a low or moderate level consistent with an office setting.
• Exposure to high-stress fast-paced deadline-oriented environment.

Additional Information :

Please review our website for more information at  Work :

No

Employment Type :

Full-time