DescriptionBring your expertise to JPMorganChase and serve as a senior thought partner in shaping consumer credit strategy overseeing high-value credit exposures and influencing credit policy across the portfolio.
As the Credit Strategy - Chase Auto - Vice President you will report to the Credit Strategy Officer - Executive Director within the Chase Auto Credit Decisioning Unit. You will lead complex credit analyses develop forward-looking risk management strategies and help define underwriting and policy frameworks aligned with the firms risk appetite and financial objectives. Partnering closely with Risk Underwriting Finance Legal and senior leadership you will balance growth and profitability while ensuring strong governance controls and regulatory compliance at JPMorgan Chase.
Job Responsibilities
- Lead evaluation of complex and high-value consumer credit exposures ensuring alignment with established risk appetite policies and underwriting standards.
- Monitor portfolio performance and emerging risk trends across the credit lifecycle; develop and recommend mitigation strategies to protect asset quality and returns.
- Shape and evolve credit policies underwriting guidelines and risk management frameworks in support of sustainable growth.
- Serve as a trusted advisor on complex or non-standard credit transactions providing sound well-reasoned recommendations to senior stakeholders.
- Collaborate cross-functionally with Risk Underwriting Legal Finance and Business partners to align credit strategy with the firms objectives.
- Lead develop and mentor a team fostering strong technical capability sound credit judgment and a culture of accountability and talent development.
Required Qualifications Capabilities and Skills
- Bachelors degree in finance business economics or a related field.
- Minimum 7 years of progressive experience in consumer lending credit strategy underwriting or portfolio risk management within a large complex financial institution.
- Demonstrated expertise in evaluating and managing credit risk including strong independent judgment on complex credit decisions.
- Advanced Analytical & Financial Skills: Proven ability to synthesize quantitative analysis qualitative insights and market data to drive informed decision-making.
- Strategic Leadership: Ability to translate strategy into execution identify opportunities for innovation and influence outcomes in a matrixed organization.
- People Leadership: Track record of developing high-performing teams through coaching mentorship and talent stewardship.
- Executive Communication & Influence: Experience delivering clear compelling insights to senior leadership and influencing decisions at the executive level.
- Initiative & Entrepreneurial Drive: High personal initiative goal-setting and entrepreneurial leadership to achieve challenging objectives.
Required Experience:
Exec
DescriptionBring your expertise to JPMorganChase and serve as a senior thought partner in shaping consumer credit strategy overseeing high-value credit exposures and influencing credit policy across the portfolio.As the Credit Strategy - Chase Auto - Vice President you will report to the Credit Stra...
DescriptionBring your expertise to JPMorganChase and serve as a senior thought partner in shaping consumer credit strategy overseeing high-value credit exposures and influencing credit policy across the portfolio.
As the Credit Strategy - Chase Auto - Vice President you will report to the Credit Strategy Officer - Executive Director within the Chase Auto Credit Decisioning Unit. You will lead complex credit analyses develop forward-looking risk management strategies and help define underwriting and policy frameworks aligned with the firms risk appetite and financial objectives. Partnering closely with Risk Underwriting Finance Legal and senior leadership you will balance growth and profitability while ensuring strong governance controls and regulatory compliance at JPMorgan Chase.
Job Responsibilities
- Lead evaluation of complex and high-value consumer credit exposures ensuring alignment with established risk appetite policies and underwriting standards.
- Monitor portfolio performance and emerging risk trends across the credit lifecycle; develop and recommend mitigation strategies to protect asset quality and returns.
- Shape and evolve credit policies underwriting guidelines and risk management frameworks in support of sustainable growth.
- Serve as a trusted advisor on complex or non-standard credit transactions providing sound well-reasoned recommendations to senior stakeholders.
- Collaborate cross-functionally with Risk Underwriting Legal Finance and Business partners to align credit strategy with the firms objectives.
- Lead develop and mentor a team fostering strong technical capability sound credit judgment and a culture of accountability and talent development.
Required Qualifications Capabilities and Skills
- Bachelors degree in finance business economics or a related field.
- Minimum 7 years of progressive experience in consumer lending credit strategy underwriting or portfolio risk management within a large complex financial institution.
- Demonstrated expertise in evaluating and managing credit risk including strong independent judgment on complex credit decisions.
- Advanced Analytical & Financial Skills: Proven ability to synthesize quantitative analysis qualitative insights and market data to drive informed decision-making.
- Strategic Leadership: Ability to translate strategy into execution identify opportunities for innovation and influence outcomes in a matrixed organization.
- People Leadership: Track record of developing high-performing teams through coaching mentorship and talent stewardship.
- Executive Communication & Influence: Experience delivering clear compelling insights to senior leadership and influencing decisions at the executive level.
- Initiative & Entrepreneurial Drive: High personal initiative goal-setting and entrepreneurial leadership to achieve challenging objectives.
Required Experience:
Exec
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