Mortgage Loan Officer

Start a challenging and rewarding career with American Federal a financially strong employee-owned community bank offering top-tier benefits paid time off an exciting work environment and more!

POSITION OVERVIEW

The Mortgage Loan Officer is responsible for developing managing and growing a profitable mortgage business practice. They act as a mortgage advisor to individuals developing solutions and delivering specialized knowledge in mortgage banking. They are competent in mortgage products services and delivery systems operational procedures and consumer credit and mortgage analysis. They identify referral opportunities to Sales Bankers and Registered Representatives and are principally engaged in outside sales generating new customers of the bank.

ESSENTIAL ROLES & RESPONSIBILITIES

• Provide expert advice in mortgage banking by recommending the best solutions to help clients reach their goals
• Commitment to American Federal values including honesty integrity and trustworthiness
• Continual building of job knowledge and expertise
• Develop trust and build loyal long-term personal relationships with clients and referral partners
• Advise customers on residential loan product options and gather information needed for underwriting activities and close approved loans
• Identification of sales opportunities and referrals to Sales Bankers and Registered Representatives

ESSENTIAL SKILLS & QUALIFICATIONS

• Require advanced specialized knowledge and experience acquired over a prolonged period to analyze interpret and make independent decisions from varying facts or circumstances
• College degree in business banking finance or a related field or equivalent
• Minimum five years of experience in Mortgage Lending
• Ability to analyze detailed financial and credit data information
• Nationwide Mortgage Licensing System (NMLS) Registry for Mortgage Loan Originators registration

For a full position description please contact

Member FDIC
Equal Opportunity/Affirmative Action Employer
Including Protected Veterans and Individuals with Disabilities

Come work for an industry-leading financial services provider that invests in its employees and discover the employee-owned difference.Apply today!