Payments Underwriting Specialist

About Tekmetric

Tekmetric is the all-in-one cloud-based platform helping auto repair shops run smarter grow faster and serve customers better.

Built by a shop owner and shaped by the needs of the industry Tekmetric brings together innovation real-world experience and a thriving community to help shops thrive - not just running a shop to securing payments to engaging customers our platform simplifies operations so shop owners can focus on what really matters: delivering exceptional service earning trust and growing sustainably.

Officially founded in Houston in 2017 Tekmetric has grown from a single shops vision to the industrys leading solution - all by staying true to our values of transparency integrity innovation and a service-first mindset.

But were not just building software. Were building a movement. Were empowering repair shops to rise above the daily grind create meaningful connections with their customers and lead the industry forward - one interaction at a time.

Come build with us. Join the journey. Shape the future of auto repair.

Working the Tekmetric Way

At Tekmetric were building a culture where winning matters - not for ego but because when our customers win we win together.

We move fast stay curious and take full ownership of our results no excuses no finger-pointing. If you thrive in ambiguity take initiative and view honest feedback as fuel for growth youll feel right at home here.

Were direct but respectful ambitious yet grounded and collaborative at every level. Everyone leads through impact and is encouraged to speak up share ideas and challenge assumptions (even your managers). This is a place for builders not bystanders.

Success here takes focus follow-through and a willingness to roll up your sleeves but if youre driven by meaningful work and real results its deeply rewarding. Youll join a team that cares about the work supports one another and takes smart risks to achieve bold goals. Be yourself stay mission-focused and youll thrive. If that energizes you we cant wait to meet you.

Where We Work: At Tekmetric great work can happen anywhere but great teams are built through intentional connection. Our hybrid model means no role is fully remote offering flexibility while strengthening collaboration and alignment. We host team and company-wide offsites throughout the year to deepen connection and reinforce shared goals. Attendance is expected and fully supported.

What Youll Do

As a Payments Underwriting Specialist you will be the primary gatekeeper of our payment ecosystem evaluating the creditworthiness of diverse businesses across both card-present and digital environments. Youll leverage deep financial analysis and cross-departmental collaboration to approve new accounts while proactively monitoring our portfolio to mitigate fraud and risk.

You will be responsible for:

• Analyzing various applicants and business types in multiple credit card processing environments both card-present and non-card-present.
• Requesting and obtaining additional information from the necessary parties to complete the credit review process
• Determining creditworthiness for small to large merchants both new and established.
• Handling a wide range of lending amounts including standard and non-standard documentation.
• Comprehensive review and analysis of individual and company reports including Experian Equifax Dunn and Bradstreet Lexis-Nexis Tax Returns Financial statements etc.
• Communicating confidently and effectively with merchants AND sales representatives as needed to obtain updated financial information or any other documentation needed.
• Maintaining and monitoring the portfolio of merchants through monthly reports and evaluate/manage risk to identify suspicious merchant activity and mitigate fraudulent behavior and charges.
• Working with department personnel to obtain historical data and feedback for the previous 12 months account performance.
• Recommending and developing enhancements sources and resources to assist in the credit review process.
• Communicating effectively with internal company departments and multiple levels of management.
• Being prepared to address production overflow short staffing or special projects.

What You Bring:

• Minimum two years of experience in an underwriting environment with direct experience in credit card processing required
• Demonstrated ability to assess merchant risk and creditworthiness across multiple business types
• Clear confident written and verbal communication including requesting documentation from merchants
• Attention to detail and strong analytical judgment
• Ability to independently manage a high-volume application pipeline without sacrificing accuracy
• Proven integrity and discretion when handling sensitive financial and personal data
• Strong experience reviewing financial and identity documentation (bank statements tax returns business reports credit bureaus)
• The ability to adhere to the core working hours of 10am - 7pm Central Time
• Direct experience with Stripe is considered a plus

Why Youll Love Working With Us

Health & Wellness That Have You Covered:

• Enjoy the flexibility of remote work
• Competitive base salaries that reflect your value.
• Generous Paid Time Off because we know you do your best work when youre well-rested.
• Support for every stage of lifewith paid maternity parental bonding and medical leave for you or your loved ones.
• Comprehensive health benefits including Medical Dental Vision and Prescription coverage. For employee only we offer plans that cover 100% of premiums and we cover 50% of costs for families.
• Prioritizing your mental health: get free confidential counseling through our partnership with BetterHelp.

Investing in Your Future (and Present):

• 401(k) Retirement Savings Plan with 100% employer match on contributions up to 6% - so your future self will thank you.
• Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) to make your money go further.
• Life and Accidental Death & Dismemberment (AD&D) Insurance for added peace of mind.
• Wellness on your terms: get up to $60/month toward fitness mental health or almost anything that helps you feel your best.
• After one year of employment enjoy a $300 home office setup bonus to help make your space work for you.
• Keep growing with support for continuing education - were invested in your development.

Most importantly we have a stellar team of coworkers a really cool office and lots of fun activities!

Tekmetric is an equal opportunity employer. We hire hard working individuals regardless of gender race or color ethnicity or national origin age disability religion sexual orientation gender identity or expression or veteran status. We know that when our employees feel appreciated and included they can be more creative innovative and successful.

We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process to perform essential job functions and to receive other benefits and privileges of employment. Please contact us to request accommodation.