Senior Credit Risk Analyst, Collections

London - UK

Monthly Salary: Not Disclosed

Posted on: 18 hours ago

Vacancies: 1 Vacancy

Job Summary

Senior Credit Risk Analyst CollectionsContract Type: Permanent Full Time Location: Bradford Chatham Petersfield or LondonWorking Pattern:Hybrid (usually one day a week in the office). We welcome part-time and flexible arrangements and will aim to match your current flexibility where We OfferWe care about your wellbeing not just your work. Our benefits are designed to support your life your health and your growth:Holidays: 25 days (rising to 30) buy/sell up to 5 days swap up to 4 bank : Up to 10% employer Leave: Enhanced maternity (post-probation) 4 weeks paternity and paid neonatal & carers : Work abroad for up to 20 days a year in approved Leave: Your birthday : 2 paid volunteering : Access to LinkedIn Learning for all Wellbeing: Free Snoop Premium : Self-pay Denplan & optional Private Medical RoleWere on the hunt for a Senior Credit Risk Analyst to join our forward-thinking Collections team where innovation meets impact. This isnt just about crunching numbersits about shaping smarter strategies for Credit Cards and Vehicle Finance. Youll lead test-and-learn initiatives refine decision-making frameworks and champion cutting-edge credit risk practices that drive real business results. If you thrive at the intersection of data science and business strategy this is your chance to make a tangible and your TeamYoull be joining a passionate collaborative team thats transforming the way we approach Collections. Were curious data-driven and always looking for smarter ways to deliver customer and business benefits. Our culture is built on innovation continuous learning and challenging the status quobecause we believe the best ideas come from those who dare to think differently. Together were shaping strategies that a Senior Credit Risk Analyst Collections you will:Drive the optimisation of Collections decisions through test and learn initiatives to identify champion the quality of the data and communicate any issues with interpretation of subsequent analyses Support research into the adoption of new credit risk tools data sources regulatory change and technical the business impact of proposed new strategy developments to tie back cost and benefit to the P&L. Support the regular reporting and monitoring required ensuring that all strategies are performing and movements are the wider existing customer team where strategies overlap and on occasion where priority inquisitive and innovative analysis and provide logical recommendations resulting in customer and /or business for automating and streamlining processes to maximise integration effectiveness and Were Looking ForExperience in an analytical role within a collections or Credit Risk with decisioning systemsExceptional quantitative skills including credit analyticsCoding skills with SAS/SQL/Python or similar in Credit influencing and communication conventional of strategy optimisation. Offers are subject to standard background checks (credit fraud and employment references).Who we areAt Vanquis our purpose is simple: to deliver caring banking that helps people make the most of lifes opportunities. Founded in 1880 were now a FTSE All Share specialist bank supporting over 1.7 million UK customers with responsible tailored proud to be certified as a Great Place to Work and recognised by the Financial Times as one of the UKs Best Employers 2025 ranked top 50 nationwide and seventh in Banking & Financial Services. Were also proud signatories of the Armed Forces Covenant actively supporting veterans reservists and military by our values caring for people pulling together finding better ways and getting the right things done were building a workplace where colleagues feel connected valued and empowered. Alongside competitive pay we offer meaningful benefits salary reviews a discretionary bonus scheme and continued invested in your development too. With the right support and hands-on learning youll grow your skills shape your career and realise your We HireWe use AI to help organise applications and surface early matches but all decisions are made by humans. Please apply authentically especially during OpportunitiesVanquis Bank is an Equal Opportunity Employer. We value everyones unique background identity and experience and were committed to a workplace where all colleagues can you need any adjustments or support during the recruitment process please contact and well be happy to help.

Required Experience:

Senior IC

Required Experience:

Senior IC