Credit Risk Data Strategy Specialist (ATH 4442)

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Hours:

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Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.

As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Job Description Summary

The Credit Risk Data Strategy Specialist is a subject matter expert in the data ecosystem used by the Retail Risk Management (RRM) team for the development and monitoring of credit risk strategies loss forecasting reporting testing and insights activities. Directly reporting to the RRM AVP this role is responsible for managing and maturing our pipeline of data use cases and provides thought leadership in the development of RRMs Credit Risk Data Strategy on TDs cloud platform. This is a key role in the teams successful adoption of cloud data analytics and AI capabilities to drive productivity and speed of addition this role will own and enhance the data controls governing the access and usage of data elements required by RRM ensuring timely adherence to the evolving requirements of the Banks data governance framework and current regulations.

Job Description

• Inform and evolve RRMs cloud data strategy proactively identifying and recommending new data use cases through the development of strong working relationships with RRM leaders and teams.
• Own manage and enhance the intake process of data use cases being the central point of engagement with technology and control partners and the gatekeeper for new intakes.
• Design mature and maintain the RRMs data controls framework to achieve internal audit-readiness and regulatory compliance. Partner with the Enterprise Data Management Office to proactively adapt the framework as requirements evolve.
• Own manage and enhance RRMs data access processes and work with compliance privacy and technology partners to ensure adherence to requirements and timely access to data. Proactively identify and implement improvements to accelerate time-to-access.
• Manage and monitor usage of RRMs analytical zones on TDs cloud platform including access requests owner attestations and ongoing monitoring of data usage and data retention rules. Escalate and document concerns as appropriate.
• Champion cloud data analytics capabilities and data governance literacy within the RRM team including rolling out new trainings templates and processes.
• Develop strong working relationships with compliance privacy technology and internal audit functions to continuously assess and enhance RRMs data controls. Act as RRMs representative in Data Governance forums.
• In partnership with technology coordinate change management for metadata and data classification updates and manage downstream impacts on RRM users and processes through proactive communications.
• Provide regular updates and recommendations to RRMs executive leadership team.
• Maintain a culture of risk management and control supported by effective processes in alignment with risk appetite.

Qualifications/Skills/Experience:

• Undergraduate degree or technical certificate and/or
• 7 years relevant experience
• Ability to establish and leverage working relationships across diverse groups within the Bank.
• Fluency in information technology control concepts in the areas of data warehousing data management change management and access to data.
• Strong analytical and problem-solving skills.
• Excellent process improvement skills including the ability to evaluate procedures and implementation of improvements.
• Excellent verbal and written communication skills along with strong organizational awareness.
• Self-motivated demonstrates a sense of urgency where required.
• Independently organized with the ability to coordinate multiple simultaneous tasks and deliverables.
• Knowledge of Microsoft Azure ecosystem is a strong asset.
• Familiarity with credit risk data is considered an asset.

Who We Are:

TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we deliver legendary customer experiences to over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to the Bank those we serve and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers communities and colleagues.

TD is deeply committed to being a leader in customer experience that is why we believe that all colleagues no matter where they work are customer facing. As we build our business and deliver on our strategy we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether youve got years of banking experience or are just starting your career in financial services we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs were here to support you towards your goals. As an organization we keep growing and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes a base salary variable compensation and several other key plans such as health and well-being benefits savings and retirement programs paid time off banking benefits and discounts career development and reward and recognition programs. Learn more

Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations requirements.

Colleague Development
If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience or you want to coach and inspire your colleagues there are many different career paths within our organization at TD and were committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if youd like accommodations (including accessible meeting rooms captioning for virtual interviews etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):