Diversified Industries Credit Risk Analyst
Share
Job Location:
Monthly Salary:
Posted on:
16 hours ago
Vacancies:
1 Vacancy
Job Summary
Are you ready to make an impact in a dynamic global environment As part of our EMEA Diversified Industries Credit Risk team youll play a key role in shaping credit decisions for leading corporates across multiple sectors. Collaborate with business partners and front office teams to deliver insightful analysis and drive business outcomes. This is your opportunity to develop deep expertise in credit risk work on high-profile transactions and grow your career in a supportive inclusive team. Join us and help power the future of corporate banking.
As a Diversified Industries Credit Risk Analyst in the EMEA Diversified Industries Credit Risk team you will collaborate with colleagues across the region to assess and manage credit risk for a broad range of corporate clients. You will work closely with business partners to structure credit relationships and deliver high-quality this role you will have the opportunity to develop your technical skills contribute to impactful projects and build relationships across our global network. Together we drive responsible growth and support our clients ambitions.
Job responsibilities
- Manage a portfolio of EMEA corporate clients across diversified sectors grading and reviewing credit risk exposures.
- Track financial performance earnings events liquidity and covenant compliance for assigned clients.
- Monitor risk and exposure metrics contributing to sector analysis and early-warning assessments.
- Participate in due diligence for onboarding and reviewing clients analyzing business models cash flow and refinancing risk.
- Produce concise credit memos with recommendations on facilities limits covenants and collateral.
- Support analysis and approval of leveraged finance and lending requests including RCFs term loans and bonds.
- Develop knowledge of legal documentation for corporate markets and banking products.
- Participate in team and department projects to improve processes and drive efficiencies using AI and LLM.
- Collaborate with internal business partners and credit officers to deliver decision-oriented analysis.
Required qualifications capabilities and skills
- Ability to interpret corporate financial statements including balance sheet P&L and cash flow.
- Familiarity with cash flow modelling and valuation methods including DCFs.
- Broad understanding of macroeconomic and sector factors affecting corporates and leveraged finance borrowers.
- Basic knowledge of lending capital markets and derivatives products including leveraged finance and covenant structures.
- Strong credibility and trust-building skills with internal partners and credit officers.
- Effective verbal and written communication skills with a focus on decision-oriented analysis.
- Proficiency with MS Office products including Excel PowerPoint and Word.
- Self-starter with multitasking ability and adaptability to change.
- Degree in Finance Accounting Economics STEM or other relevant subjects.
- Ability to work and engage with colleagues and stakeholders across geographies including London Frankfurt Paris and Mumbai.
Preferred qualifications capabilities and skills
- Previous experience in a Credit Risk department or leveraged finance underwriting with skills in cash flow modelling and financial analysis.
- Familiarity with corporate business models sponsor dynamics and covenant packages.
- Knowledge of a second European language (French German Italian Spanish) or progress toward/possession of a professional certification (e.g. CFA FRM).
Required Experience:
IC
Key Skills
- ISO 27001
- Microsoft Access
- Risk Management
- Financial Services
- PCI
- Risk Analysis
- Analysis Skills
- COBIT
- NIST Standards
- SOX
- Information Security
- Data Analysis Skills
About Company
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans ov ... View more
