Senior Manager, Portfolio Risk Management

Purpose Unlimitedis an independent financial services company with an unrelenting focus on customer-centric innovation delivered through technology-driven solutions. Led by entrepreneur Som Seif the company is developing a diversified product platform aimed at addressing historically underserved segments of the market. Purpose Unlimiteds businesses include Purpose Investments Advisor Solutions by Purpose and is DRIVENAt Driven we are redefining the financial technology space with a mission to empower Canadian small businesses through innovative financial services. Our advanced software platform real-time data connections and data science models allow us to deliver tailored support to help entrepreneurs succeed when they need it Mission:Our Credit Risk team ensures the long-term health and performance of our lending portfolio. We use advanced analytics to monitor portfolio trends forecast losses and drive collections strategies. Our goal is to maintain a resilient portfolio through proactive risk management and data-driven Overview:Reporting to the Director of Credit Risk & Collections the Senior Manager of Portfolio Risk Management will lead efforts to monitor portfolio performance develop loss forecasting models and optimize collections strategies. You will play a critical role in identifying emerging risks implementing controls and supporting business decisions with robust Responsibilities:Lead the development of loss forecasting models and stress testing frameworks to assess portfolio resilience under various economic collections analytics and modeling to improve recovery rates and optimize treatment portfolio performance metrics and develop dashboards and reports for senior emerging risks and recommend policy or operational changes to mitigate potential with Risk Finance Sales & Ops teams to ensure alignment of risk appetite and performance system migration initiatives and deployment of changes in portfolio management strategies including the design testing and implementation of loan management and performance regulatory and audit requirements through documentation and validation of risk models and :6 years of experience in portfolio risk management credit analytics or related roles in financial services or background in loss forecasting stress testing and collections in data analysis tools and programming languages (e.g. Python R SQL).Experience implementing loan management platforms; demonstrated experience in system migration design testing and or equivalent business experience communication and leadership skills with a track record of cross-functional should you join usWe are one of Canadas Top Small & Medium Employers& 2025. Three times in a row!!!We believe in innovation and a vibrant culture-work for an innovative people-first financial services firm that values believe in a flexible work structureA flexible hybrid work model that empowers you to do your best work whether at home or in the care about your rewards-Competitive compensation including an equity care about your healthcomprehensive group health and dental benefits and life insurance at little to no cost to you. We also offer a Lifestyle Spending Account for all your wellness care about your quality of life-flexible paid time-off policy with unlimited vacation days and flexible sick and mental health care about your family-Paid parental leave for eligible employees with a care about your futureGenerous Group RRSP matching and an optional TFSA care about your developmentWe offer training opportunities and tuition support is an equal employer and we are dedicated to fostering an inclusive and barrier-free work environment for all employees and candidates. We encourage all qualified candidates to apply and if accommodation is required during any stage of the recruitment process please contact any member of the People and Culture team thank all applicants for their interest; however only those selected for interviews will be work philosophy is a hybrid model allowing for flexibility and collaboration.