Senior Manager, Origination Risk Management

Purpose Unlimitedis an independent financial services company with an unrelenting focus on customer-centric innovation delivered through technology-driven solutions. Led by entrepreneur Som Seif the company is developing a diversified product platform aimed at addressing historically underserved segments of the market. Purpose Unlimiteds businesses include Purpose Investments Advisor Solutions by Purpose and is DRIVENAt Driven we are redefining the financial technology space with a mission to empower Canadian small businesses through innovative financial services. Our advanced software platform real-time data connections and data science models allow us to deliver tailored support to help entrepreneurs succeed when they need it Mission:Our Credit Risk team is at the forefront of driving responsible growth through data-driven credit strategies. We focus on optimizing the customer acquisition journeyfrom the top of the sales funnel to underwritingby leveraging advanced analytics predictive modeling and innovative risk strategies. Our mission is to enable sustainable growth while maintaining a strong risk Overview:Reporting to the Director of Credit Risk & Collections the Senior Manager of Origination Risk Management will lead the development and optimization of adjudication models scorecards and acquisition strategies. You will work closely with cross-functional teams to explore new product opportunities and refine underwriting analytics to support business expansion within acceptable risk Responsibilities:Lead the development and enhancement of adjudication models scorecards and acquisition strategies using advanced analytics and machine learning the sales funnel and underwriting performance to identify opportunities for conversion improvement and risk with Product Technology Marketing Sales & Ops to explore and evaluate new product opportunities and market and optimize risk decisioning through continuous testing and refinement of origination strategic insights and recommendations to senior leadership on credit policy risk appetite and growth system migration initiatives and deployment of changes in origination strategies including the design testing and implementation of risk decision engines and loan acquisition/origination compliance with regulatory requirements and internal risk governance :6 years of experience in credit risk preferably in a fintech or digital lending experience in origination risk strategy scorecard development and underwriting programming and data analysis skills (e.g. Python R SQL).Experience implementing risk decision engines and loan acquisition/origination platforms; demonstrated experience in system migration design testing and or equivalent business experience communication and leadership skills with a track record of cross-functional should you join usWe are one of Canadas Top Small & Medium Employers& 2025. Three times in a row!!!We believe in innovation and a vibrant culture-work for an innovative people-first financial services firm that values believe in a flexible work structureA flexible hybrid work model that empowers you to do your best work whether at home or in the care about your rewards-Competitive compensation including an equity care about your healthcomprehensive group health and dental benefits and life insurance at little to no cost to you. We also offer a Lifestyle Spending Account for all your wellness care about your quality of life-flexible paid time-off policy with unlimited vacation days and flexible sick and mental health care about your family-Paid parental leave for eligible employees with a care about your futureGenerous Group RRSP matching and an optional TFSA care about your developmentWe offer training opportunities and tuition support is an equal employer and we are dedicated to fostering an inclusive and barrier-free work environment for all employees and candidates. We encourage all qualified candidates to apply and if accommodation is required during any stage of the recruitment process please contact any member of the People and Culture team thank all applicants for their interest; however only those selected for interviews will be work philosophy is a hybrid model allowing for flexibility and collaboration.