Manager, Yield Management

Manulife is a leading international financial services provider helping people make decisions easier and lives better. Help shape the future you want to see and discover that better can take you anywhere you want to go.

As a trusted partner to advisors at Manulife Bank we deliver sophisticated lending solutions and financial strategies that dont just grow wealth they amplify it. Built on a foundation of excellence and driven by bold innovation we empower advisors to deepen relationships unlock potential and redefine success for their clients. Were looking for visionaries who understand where banking is headed; those who can blend the precision of complex financial products with the possibilities of cutting-edge technology. Join us and be part of a team where banking drives extraordinary outcomes.

The Manager Yield Management is responsible for driving yield optimization initiatives across Manulife Banks portfolio including understanding and influencing the Funds Transfer Pricing (FTP) framework. This role plays a critical part in supporting strategic yield decisions and ensuring alignment with profitability objectives. The ideal candidate will possess strong expertise in FTP methodologies financial analysis industry knowledge and margin optimization and will collaborate closely with Finance and Analytics teams to deliver actionable insights and maintain robust pricing governance.

Position Responsibilities:

• Lead and support yield optimization initiatives across the portfolio supporting strategic decisions across product lines.

• Influence and evolve the Funds Transfer Pricing (FTP) framework in partnership with Finance to align with profitability goals.

• Analyze spread margin and portfolio yield and provide actionable insights to senior collaborators.

• Collaborate with Finance and Analytics teams to define access and monitor key performance indicators (KPIs).

• Develop business cases and reporting to drive yield improvement initiatives including ideation and execution.

• Build and maintain relationships with Product Finance and Treasury teams while delivering ad hoc yield management analysis.

Required Qualifications:

• University degree in Finance Economics Mathematics or a related field.

• Minimum 5 years of experience in financial analysis yield management or product management.

• Strong quantitative analytical and interpersonal skills with the ability to influence strategic decisions.

• Proven experience with margin spread and portfolio yield analysis.

• Ability to collaborate effectively with Finance Analytics and Product teams to drive profitability initiatives.

• Advanced proficiency in financial modeling and reporting; experience with Funds Transfer Pricing (FTP) is an asset.

Preferred Qualifications:

• Bilingualism (English and French) is an asset. If the successful candidate is in Québec proficiency in both languages will be required to support clients from various provinces outside of Quebec.

When you join our team:

• Well empower you to learn and grow the career you want.

• Well recognize and support you in a flexible environment where well-being and inclusion are more than just words.

• As part of our global team well support you in shaping the future you want to see.

About Manulife and John Hancock

Manulife Financial Corporation is a leading international financial services provider helping people make their decisions easier and lives better. To learn more about us visit is an Equal Opportunity Employer

At Manulife/John Hancock we embrace our diversity. We strive to attract develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment retention advancement and compensation and we administer all of our practices and programs without discrimination on the basis of race ancestry place of origin colour ethnic origin citizenship religion or religious beliefs creed sex (including pregnancy and pregnancy-related conditions) sexual orientation genetic characteristics veteran status gender identity gender expression age marital status family status disability or any other ground protected by applicable law.

It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process contact .

Referenced Salary Location

Salary range is expected to be between

If you are applying for this role outside of the primary location please contact for the salary range for your location. The actual salary will vary depending on local market conditions geography and relevant job-related factors such as knowledge skills qualifications experience and education/training. Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance.

Manulife offers eligible employees a wide array of customizable benefits including health dental mental health vision short- and long-term disability life and AD&D insurance coverage adoption/surrogacy and wellness benefits and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays vacation personal and sick days and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S. please contact for more information about U.S.-specific paid time off provisions.