Underwriter (9 Month FTC)
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Job Location:
Manchester - UK
Monthly Salary:
Not Disclosed
Posted on:
2 days ago
Vacancies:
1 Vacancy
Job Summary
OVERALL SUMMARY
At Close Brothers we look to recruit individuals from all different backgrounds and encourage you to apply even if you dont tick every box. We celebrate diversity promote inclusivity and are open to discuss flexible work options to help you balance your work and home life.
Join the Close Brothers Wholesale Finance team where you will work a customer generated queue of new finance applications for end users wishing to take out PCH (Personal Contract Hire) finance for a new vehicle.
As part of the local Credit Team the role involves assessing applicant affordability reporting KPIs and flagging issues such as AML fraud or suspicious activity using technology with an auto accept/decline model.
Our ideal team member will have previous experience ofunderwriting consumer new business preferablyin a vehicle finance environment. Youll possess a questioning and analytical mind and the ability to work to tight deadlines.
RESPONSIBILITIES
- Verify credit application documentation for accuracy ensure adherence to credit policy and maintain compliance with legislation and regulatory requirements
- Make informed decisions to approve decline or request additional information on credit applications effectively communicating with the contract hire company in each situation
- Produce accurate timely reports to support Contract Hire companies in managing prospect portfolios
- Assist the team with ad-hoc tasks as required to maintain the smooth running of the office.
- Answer calls and emails promptly and professionally resolving queries efficiently
- Act asthe first point of contact for Wholesale Finance customer queries prior to drawdown
WE WOULD LOVE TO HEAR FROM YOU IF YOU HAVE/ARE:
- The tenacity to pick up queries and opportunities quickly and solve them within a structured environment.
- An ability to learn new systems to carry out the role (PCCA CAP Experian etc)
- Understanding of Excel and simple / intermediate calculations.
- Excellent verbal written and stakeholder management skills
- Exposure and a willingness to work to KPIs and SLAs established within the team
- Strong knowledge of general level maths
- An ability to multitask and prioritise tasks on a daily basis in a busy role.
- Capable of adapting to different working situation when required
We are an inclusive organisation and committed to ensuring our recruitment process is as accessible as possible to everyone. We will make adjustments for people who have a disability or long-term condition. If you need the job description or application form in an alternative format or would like to discuss the recruitment process with us please email us ator request a call back.
ABOUT US
At Close Brothers we support employees to balance their work life priorities and in this role you will be able to enjoy a mixture of hybrid working.
Close Brothers is a leading UK merchant banking group providing lending deposit taking and securities trading. We employ approximately 3000 people principally in the United Kingdom and Ireland. Close Brothers Group plc is listed on the London Stock Exchange and is a constituent of the FTSE 250.
To find out more about Close Brothers please visit our careers page: find out more about life at Close Brothers:
find out more about our benefits:
find out more about our commitment to creating an inclusive environment:
Our Responsibility - Diversity and inclusion Close Brothers Group
#LI-JN1 #LI-CBAFL #LI-Hybrid
The Company
At Close Brothers Group we are all connected by our mission to be the best place in the UK for wealth professionals and their clients.
We believe that everyone should think ahead have a financial plan and invest wisely. Our clients are professionals business owners individuals charities families and employers who rely on our clear financial advice and investment management services to preserve and grow their long-term savings and investments.
We are a team of about 900 people based in 15 offices across the UK. Our geographic footprint means we can combine a local approach with face-to-face services to enable strong long-term relationships with our clients.
Sustainability is fundamental to our purpose and we have a responsibility to help address the social economic and environmental challenges facing our business colleagues and clients. We strive to do the right thing and are dedicated to helping the charities that matter most to our people.
Our vision is to develop an open and inclusive company that ensures everyone is valued respected and included so that in years to come our business will represent a diverse and inclusive workforce from the top down.
We look to recruit individuals from all different backgrounds. If this job is of interest to you but you do not meet every criteria then we encourage you still to apply as we are open to providing training opportunities. As an early adopter of hybrid working we are open to discussing all types of flexible working options helping you to balance your work and home life.
The Benefits
Private medical
Discounted health checks
Stakeholder pension contribution
Gym discounts
Cycle to work scheme
Gym discounts
Purchase additional holiday
Documents
Required Experience:
Contract
Key Skills
- Loan Processing
- Computer Skills
- Fraud
- Math
- Banking
- Pricing
- Analysis Skills
- Fair Housing Regulations
- Underwriting
- Financial Analysis
- negotiation
- Phone Etiquette
About Company
Close Brothers is a leading UK merchant banking group providing lending, deposit taking, wealth management services and securities trading.
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