Senior Credit Analyst
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Job Location:
Scottsdale, AZ - USA
Monthly Salary:
Not Disclosed
Posted on:
3 hours ago
Vacancies:
1 Vacancy
Department:
Job Summary
The Senior Credit Analyst provides data-driven recommendations for new and existing customer accounts including risk assessment credit limit approvals and change proposals. This role requires the ability to research analyze and review financial statements and third-party financial data learn internal systems and apply company policies effectively. Work in this role directly supports smart financial decisions that protect the company and enable customers to succeed.
The ideal candidate has at least five years of relevant experience can work independently or collaboratively and thrives in a fast-paced environment while managing multiple priorities. Candidates will have the opportunity to learn from seasoned credit professionals and receive ongoing mentorship ensuring continued growth and development. The credit team has a supportive culture that values balance and well-being creating an environment where you can thrive both professionally and personally.
Major Duties and Responsibilities
- Conduct in-depth financial analysis of public and private companies including reviewing financial statements credit reports and other resources for domestic and international accounts.
- Evaluate creditworthiness of prospective and existing customers based on financial data industry trends and economic conditions.
- Continuously monitor credit risk for a portfolio of accounts as new financial data press releases or other information becomes available throughout a companys lifecycle.
- Recommend changes to risk ratings and credit limits based on payment trends business type terms and other factors.
- Prepare professional and technical communications to effectively convey risk concerns to stakeholders globally including branch offices account management and senior leadership.
- Obtain track and reconcile private company financial statements with precision and accuracy.
- Approve journal entries within company policies ensuring accuracy and compliance.
- Create and update internal processes and procedures; identify opportunities for improvement and efficiency.
- Prepare and document individual customer summaries including internal approvals and legal contracts; collaborate with the legal department as needed.
- Draft internal documents such as Non-Disclosure Agreements and Letters of Guarantee.
- Provide exceptional customer service to branch locations for a wide range of credit-related inquiries.
- Perform other projects and duties as assigned.
Qualifications :
- Bachelors degree in accounting or finance and a minimum of 5 years of related experience.
- Demonstrated self-motivation and initiative with the ability to work independently
- Strong judgment and ability to work with abstract concepts.
- Dependable punctual and reliable in producing high-quality work.
- Skilled in problem-solving and able to thrive in a high-volume environment while meeting deadlines.
- Ability to respond professionally to sensitive inquiries or complaints.
- Excellent time management and prioritization skills.
- Strong written and verbal communication skills; capable of drafting persuasive technical emails and participating in impromptu discussions.
- Ability to read analyze and interpret legal and financial documents.
- Exceptional customer service orientation.
- Aptitude for learning new software applications quickly.
- Advanced Microsoft Excel skills (including pivot tables formulas and data analysis).
Additional Information :
All your information will be kept confidential according to EEO guidelines.
Expeditors offers competitive benefits to all full time employees
Remote Work :
No
Employment Type :
Full-time
Key Skills
- Financial Statement Preparation
- Credit Analysis
- Cash Flow Analysis
- Math
- Banking
- Analysis Skills
- UCC Law
- Underwriting
- Financial Analysis
- Financial Modeling
- Financial Report Interpretation
- Word Processing
About Company
Expeditors is a Fortune 500 service-based logistics company with headquarters in Seattle, Washington, USA. At Expeditors, we generate highly optimized and customized supply chain solutions for our clients with unified technology systems integrated through a global network of over 350 ... View more
