Credit Risk Director Commercial and Investment Banking Risk-Executive Director

Bring your expertise to JPMorgan part of Risk Management and Compliance you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box challenging the status quo and striving to be best-in-class.

As an Executive Director Credit Risk Director within Commercial and Investment Banking Risk you will lead a team of risk professionals overseeing credit approvals and portfolio management for clients in Colorado Utah Arizona and Nevada. Clients would include family-owned businesses mid-cap corporates and sponsor-owned companies. Additionally you will be responsible for structuring and negotiating complex credit transactions maintaining accurate risk ratings proactively managing portfolio health and ensuring adherence to internal policies. You will serve as a subject matter expert mentor team members and drive execution in a dynamic fast-paced environment. Occasional travel required.

Job Responsibilities

• Lead credit analysis financial modeling and structuring of new transactions and portfolio management.
• Develop and communicate independent views on credit decisions to stakeholders and senior leadership.
• Oversee negotiations and legal documentation for bilateral syndicated and institutional loan structures.
• Assess risks and mitigants manage renewals and amendments and maintain credit reporting metrics.
• Ensure accurate forward-looking risk ratings proactively manage deteriorating credits and maintain a strong control environment.
• Serve as an expert on structuring credit policy and current risk issues.
• Mentor and coach team members embrace change and contribute to organizational improvement.

Required Qualifications Capabilities and Skills

• Bachelors degree required.
• Completion of major bank credit training or equivalent experience; strong understanding of bank credit policies.
• Minimum 10 years experience in commercial banking/lending including credit analysis structuring loan documentation and ancillary bank products.
• Superior credit accounting corporate finance analytical and financial modeling skills.
• Experience with leveraged M&A and sponsor transactions.
• Solid knowledge of loan documentation and negotiation of complex credit agreements.
• Strong interpersonal communication and attention to detail skills.
• Excellent organizational analytical and project management abilities; adept at managing multiple priorities.
• Proven ability to build collaborative relationships and foster teamwork.
• Quick learner with intellectual curiosity and initiative; able to perform well under pressure.