Underwriter

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profile Job Location:

Pune - India

profile Monthly Salary: Not Disclosed
Posted on: 2 hours ago
Vacancies: 1 Vacancy

Job Summary

Tasks

  • Maintain conforming signing authority and quality standards
  • Maintain current knowledge of client and investor requirement
  • Perform complete and in-depth review of mortgage loan files including; income (inclusive of rental income IRA annuity and 401K) assets credit and collateral
  • Utilize clients loan operating system to ensure accurate data entry
  • Evaluate and ensure overall loan documents are accurate complete and compliant
  • Manually underwrite loans in accordance with client guidelines
  • Restructure non-conforming loans in order to meet conforming loan limits
  • Complete POA review
  • Identify and/or clear red flags or alerts
  • Issue loan decision and condition file accordingly
  • Review and approve conditions for compliance and completion of loan file
  • Provide excellent customer service to internal and external clients
  • Assist Processors/Loan Officers in understanding underwriting decisions and conditionsResolve pre and post-closing issues as they relate to underwriting

Requirements

Experience 1 year skills - us mortgage live underwriter income calculation residential mortgage end to end underwriting .

TasksMaintain conforming signing authority and quality standardsMaintain current knowledge of client and investor requirementPerform complete and in-depth review of mortgage loan files including; income (inclusive of rental income IRA annuity and 401K) assets credit and collateralUtilize clients loa...
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Key Skills

  • Loan Processing
  • Computer Skills
  • Fraud
  • Math
  • Banking
  • Pricing
  • Analysis Skills
  • Fair Housing Regulations
  • Underwriting
  • Financial Analysis
  • negotiation
  • Phone Etiquette