Tasks
- Maintain conforming signing authority and quality standards
- Maintain current knowledge of client and investor requirement
- Perform complete and in-depth review of mortgage loan files including; income (inclusive of rental income IRA annuity and 401K) assets credit and collateral
- Utilize clients loan operating system to ensure accurate data entry
- Evaluate and ensure overall loan documents are accurate complete and compliant
- Manually underwrite loans in accordance with client guidelines
- Restructure non-conforming loans in order to meet conforming loan limits
- Complete POA review
- Identify and/or clear red flags or alerts
- Issue loan decision and condition file accordingly
- Review and approve conditions for compliance and completion of loan file
- Provide excellent customer service to internal and external clients
- Assist Processors/Loan Officers in understanding underwriting decisions and conditionsResolve pre and post-closing issues as they relate to underwriting
Requirements
Experience 1 year skills - us mortgage live underwriter income calculation residential mortgage end to end underwriting .
TasksMaintain conforming signing authority and quality standardsMaintain current knowledge of client and investor requirementPerform complete and in-depth review of mortgage loan files including; income (inclusive of rental income IRA annuity and 401K) assets credit and collateralUtilize clients loa...
Tasks
- Maintain conforming signing authority and quality standards
- Maintain current knowledge of client and investor requirement
- Perform complete and in-depth review of mortgage loan files including; income (inclusive of rental income IRA annuity and 401K) assets credit and collateral
- Utilize clients loan operating system to ensure accurate data entry
- Evaluate and ensure overall loan documents are accurate complete and compliant
- Manually underwrite loans in accordance with client guidelines
- Restructure non-conforming loans in order to meet conforming loan limits
- Complete POA review
- Identify and/or clear red flags or alerts
- Issue loan decision and condition file accordingly
- Review and approve conditions for compliance and completion of loan file
- Provide excellent customer service to internal and external clients
- Assist Processors/Loan Officers in understanding underwriting decisions and conditionsResolve pre and post-closing issues as they relate to underwriting
Requirements
Experience 1 year skills - us mortgage live underwriter income calculation residential mortgage end to end underwriting .
View more
View less