Who we are
BYD Group is a leading high-tech multinational based in Shenzhen China. Operating across four core industries IT automotive new energy and rail transit BYD employs over 300000 people worldwide.
At BYD Iberia we are redefining the future of mobility. As part of the worlds leading New Energy Vehicle company we are committed to building a sustainable zero-emission future where technology and nature coexist in harmony.
Your Mission
We are seeking a motivated and detail-oriented Auto Finance Manager to support BYDs finance and leasing activities in a specific European market. This role focuses on developing coordinating and implementing local retail captive leasing and any other finance solutions in close cooperation with local internal teams and external partners (banks leasing companies and dealers etc. ). The position requires strong financial acumen experience in auto finance/leasing and excellent stakeholder management skills to support BYDs business growth in the local market.
What Youll Be Doing
Auto Finance / Captive Lease
Work with local finance sales aftersales and legal teams to develop and roll out finance programs.
Design and manage retail and business finance products (leasing loans balloon etc.) to support BYDs sales targets.
Partner with banks and leasing companies to optimise offers pricing and customer experience.
Track portfolio performance (penetration margin risk) and report insights to & Dealer Financing
Establish and manage relationships with local banks lenders and other financial partners to secure competitive funding lines.
Negotiate wholesale credit facilities to support BYDs dealer network development and expansion in the country.
Optimise floorplan (inventory) financing structures to align dealer stock levels with local market demand.
Conduct financial health assessments for franchise/dealer partners and provide risk-based recommendations.
Strategy Market Intelligence & Compliance
Monitor and assess local market trends competitor activities and regulatory developments in auto finance and leasing to support strategic decision-making.
Ensure regulatory and internal policy compliance across all local financing and leasing activities.
Coordinate with BYD Group finance and legal teams on cross-border and group-level financing agreements that impact the local market.
Prepare and present strategic reports business cases and improvement suggestions to senior management.
Stakeholder Management & Training
Act as a liaison between BYD Europe HQ and the local country teams ensuring consistent implementation of leasing and finance policies products and frameworks.
Deliver training to local sales and dealer staff on finance/leasing product features processes and digital sales tools.
Travel within the country (and occasionally to other BYD locations) to meet with leasing partners banks dealers and internal stakeholders.
Undertake additional responsibilities and tasks as assigned by the Finance Controller or senior management.
What You Bring
Bachelors degree or above in Finance Business Accounting or related fields.
Minimum 5 years experience in auto finance preferably within captive finance leasing companies or banks.
Strong analytical numerical and problem-solving skills with experience in financial analysis and portfolio monitoring.
Excellent interpersonal and communication skills with the ability to build strong relationships with external partners and internal stakeholders.
Proficiency in English is required; additional European languages are an advantage.
Strong understanding of regulatory and compliance requirements in auto finance/leasing in the local market.
Ability to work independently in a fast-paced international environment and to manage multiple projects.
Why Join Us
Opportunity to shape and contribute to the growth of BYDs auto finance/leasing business in your local market.
Dynamic international working environment with diverse and collaborative teams.
Competitive compensation.
Career development opportunities within a rapidly expanding global company.
Our Purpose is to build a zero-emission future that reconnects humanity with nature and a World of clean air. We are looking for talent that connects with this mission and want to create positive impact by joining a diverse and dynamic team
As the first overseas subsidiary of BYD group, our main focus is to provide European customers with new energy vehicles, rechargeable batteries, solar panels, energy storage systems and other new energy products, as well as related after-sales services.