Credit Analyst US
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Job Location:
Miami Lakes, FL - USA
Monthly Salary:
Not Disclosed
Posted on:
15 hours ago
Vacancies:
1 Vacancy
Job Summary
Commercial Credit Florida - PAB
This position is responsible for the support of quality loan origination analysis processing and reporting of the full assessment of credits and timely completion of credit analyses associated with condominium and home owner association related loans.
In this position you will:
- Prepare written credit memorandums on all new loans renewals extension and modification relative to financial strengths and weaknesses of borrowers risk assessments industry analysis collateral and loan structures with opinions as to credit worthiness.
- Gather information on actual and prospective borrowers through inquiries and investigations with Associations financial institutions professional firms or individuals and in-house information on borrowers relative to loan amount activity profitability and affiliate relationships.
- Assist in portfolio management activities such as completing Annual Financial Updates and Loan Management Reports on existing borrowers.
- Spread financial statements using computerized financial software program and analyze reports produced by the system for preparation of written reviews.
- Accompany account officers on calls to develop more information on the companies being analyzed and better assess the risks associated with the credit.
- Monitor the loan compliance on existing customer accounts.
- Regularly track the stages of active and pending loans.
- Analyze loans highlighting any problems or questions and writing the final credit analysis.
To be considered you will need:
- Minimum Required: Bachelors Degree in Accounting or Finance combined with a minimum 2 years related Financial Analysis Background work experience
. - Desirable Education/Experience: Condominium and Homeowner Assoc. Industry experience.
Knowledge of banking products services policies procedures and regulations to ensure compliance related to area of responsibility (AML/BSA/etc).
Fluent in Microsoft Office programs Excel analysis required.
Knowledge of one or more of the following: Commercial and consumer credit regulations policies and procedures; Loan analysis restructuring and documentation; Collection Techniques and Structure financing analysis.
Thorough knowledge of accounting and legal principles underlying the banks documents.
Important: The candidate must provide evidence of academic preparation or courses related to the job posting if necessary.
Our hybrid work model benefit applies to certain positions and is subject to changes based on the organizational needs.
Applicants must be authorized to work for any employer in the United States. This position is not open to applicants who need visa sponsorship or transfer of visa sponsorship at this time
ABOUT US
Popular is Puerto Ricos leading financial institution and have been evolving since it was founded over a century ago. From a small bank it has developed into a large corporation that offer a wide variety of services and financial solutions to our customers with presence in the United States the Caribbean and Latin America.
As employees we are dedicated to making our customers dreams come true by offering financial solutions in each stage of their life. Our extensive trajectory demonstrates the resiliency and determination of our employees to innovate reach for the right solutions and strongly support the communities we serve; therefore we value their diverse skills experiences and backgrounds.
We reaffirm our commitment to always offer essential financial services and solutions for our customers and communities including during emergency situations and/or natural disasters. Populars employees are considered essential workers whose role is critical in the continuity of these important services even under such circumstances. By applying to this position you acknowledge that Popular may require your services during and immediately after any such events.
If you have a disability or need more information about requesting an accommodation please contact us at . This email inbox is monitored for such types of requests only. All information you provide will be kept confidential and will be used only to the extent required to provide needed exemptions or reasonable accommodations. Any other correspondence will not receive a response.
Are you ready for a rewarding career
Popular is an Equal Opportunity Employer including Disability/Vets
Popular is a Drug Free Workplace
Learn more about us at and keep updated with our latest job postings at .
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Required Experience:
IC
Key Skills
- Financial Statement Preparation
- Credit Analysis
- Cash Flow Analysis
- Math
- Banking
- Analysis Skills
- UCC Law
- Underwriting
- Financial Analysis
- Financial Modeling
- Financial Report Interpretation
- Word Processing
About Company
Popular te ofrece la red más extensa de sucursales y cajeros automáticos en Puerto Rico. Conoce nuestros productos y servicios para individuos y negocios.
