Senior Counsel, Consumer Financial Product

Boston, NH - USA

Monthly Salary: $ 200000 - 225000

Posted on: 3 days ago

Vacancies: 1 Vacancy

Job Summary

Here at Hometap were collaborative passionate and always ready to roll up our sleeves to create solutions that help people get more out of homeownership and out of life. Our first product a home equity investment gives homeowners the opportunity to quickly access the equity theyve built in their home to pay for whats most important to them from handling debt to finally making much-needed renovations without taking on debt.

We work hard and have some fun along the way too. You dont have to take our word for it:The Boston Globe and Forbes have recognized us as a great place to work and weve been honored for our commitment to innovation in the fintech space by Inc. HousingWire and more!

In case you need any more convincing we also provide competitive compensation healthcare coverage generous PTO a meaningful equity package and a strong culture with plenty of opportunities for team-building and camaraderie.

Interested in joining us on our mission to make homeownership less stressful and more accessible Wed love to talk.

Who you are:

As Senior Counsel at Hometap youll collaborate with stakeholders across the company including Product Engineering Sales Operations and Marketing to solve complex legal problems in real time and enable the business to scale and grow. A strong candidate will have experience in consumer financial services excellent judgment in balancing legal risks with business strategy and a proven ability to advise teams in a fast-paced environment. Youll thrive in this role if youre an experienced financial services lawyer with a background in home finance consumer regulatory issues and a track record of providing actionable guidance in a cross-functional environment.

What youll do:

Partner with and support business teams by providing advice on a range of laws and regulations including those governing consumer protection financial products and services and digital advertising
Support the development and launch of new products services and partnerships
Ensure compliance with relevant state and federal laws and regulations and assist in interpreting new and existing legislation that may impact Hometap
Provide pragmatic day-to-day advice to minimize legal risks while advancing business interests and ensuring an excellent customer experience
Support the legal team on other key initiatives ranging from capital raises to regulatory engagements

What you bring:

J.D. degree with 5 years of relevant legal experience with a minimum of 2 years in an in-house role
Experience with consumer lending products required with a focus on serving as product and/or regulatory counsel. Mortgage lending experience is a major plus.
Strong understanding of financial services regulation compliance requirements and the overall consumer financial services ecosystem
Intellectual curiosity youre always looking to understand context and continuously improve
Fluency in translating legal advice into actionable guidance for innovative product and business teams
Ability to review draft and negotiate contracts at a fast pace with accuracy
Comfort with ambiguity and ability to organize prioritize and manage multiple projects in a dynamic fast-paced environment
Experience working with cross-functional teams while owning and driving projects from beginning to end
Leads with empathy in all internal and external communications
Exemplary personal and professional integrity and business ethics

Our team is what makes us great. The salary range for this role is $200000 - $225000 depending on your experience skills location and other factors. Youll also receive meaningful equity so you can share in our growth and success. We offer generous medical dental and vision coverage a work-from-home stipend parental leave and plenty of paid time off to recharge.

Hometap is on a mission to make homeownership less stressful and more accessible. Our home equity investment product provides homeowners with a fast simple and straightforward way to access the equity in their home without taking out a loan or having to sell. By investing alongside homeowners Hometap offers debt-free cash in exchange for a share of their homes future value all without any monthly payments over the life of the investment. Through a combination of financial innovation and best-in-class customer service Hometap enables people to get more from homeownership so they can get more from life.

Hometap believes that our differences are what bring us together and one of our biggest priorities is creating a diverse workplace that welcomes and values each team members unique perspective background and ideas. All roles here are filled based solely on candidates qualifications and our business needs.

Hometap is an equal opportunity employer. We provide employment opportunities regardless of race age color religion sex sexual orientation gender gender identity gender expression genetic information national origin pregnancy marital veteran or disability status. If there is an accommodation that would support your ability to apply and interview with Hometap please let us know by emailing

Required Experience:

Senior IC

Interested in joining us on our mission to make homeownership less stressful and more accessible Wed love to talk.

Who you are:

What youll do:

Partner with and support business teams by providing advice on a range of laws and regulations including those governing consumer protection financial products and services and digital advertising
Support the development and launch of new products services and partnerships
Ensure compliance with relevant state and federal laws and regulations and assist in interpreting new and existing legislation that may impact Hometap
Provide pragmatic day-to-day advice to minimize legal risks while advancing business interests and ensuring an excellent customer experience
Support the legal team on other key initiatives ranging from capital raises to regulatory engagements

What you bring:

J.D. degree with 5 years of relevant legal experience with a minimum of 2 years in an in-house role
Experience with consumer lending products required with a focus on serving as product and/or regulatory counsel. Mortgage lending experience is a major plus.
Strong understanding of financial services regulation compliance requirements and the overall consumer financial services ecosystem
Intellectual curiosity youre always looking to understand context and continuously improve
Fluency in translating legal advice into actionable guidance for innovative product and business teams
Ability to review draft and negotiate contracts at a fast pace with accuracy
Comfort with ambiguity and ability to organize prioritize and manage multiple projects in a dynamic fast-paced environment
Experience working with cross-functional teams while owning and driving projects from beginning to end
Leads with empathy in all internal and external communications
Exemplary personal and professional integrity and business ethics