Financial Crime – Systems & Intelligence Analyst

• Are you curious excited by experimentation and always looking for a better way of doing things
• Do you want to keep learning and developing whilst getting hands-on experience working in the embedded payments space
• Do you want to have the opportunity to high-growth environment with a fast-paced and collaborative culture where you will work with some fantastic clients and partners

If so we would love to hear from you!

We are looking to hire ambitious and value-adding talent to join Modulr the fastest growing payments business in the UK and Europe to drive financial crime analytics systems and workforce planning.

We are looking for a Mumbai based candidate to leverage our Office First strategy but the wider team is based across various locations internationally.

About us

At Modulr our vision is a world where all businesses are powered by embedded payments. Modulr enables businesses from SMEs to Enterprise initially across the UK and Europe to efficiently pay-in collect and disburse funds instantly via a range of payment schemes accounts and card products.

We have created an industry-leading API platform with comprehensive online tools and access to meet the demands of daily business payments. We have two routes to market. Our Core Business Payments product allows customers in any sector to connect to us and our expanding network of accounting and payroll platforms including Sage Xero BrightPay and IRIS to automate payments. Our Vertical Solutions targets a growing range of industry verticals which directly connect their IT platforms to our APIs and webhooks. We solve complex payment problems forhundreds of clients in a range of industries including Travel Lending Wage Advance and Investment & Wealth.

We are deeply integrated into the payment eco-system. Across the UK and Europe our payment network connectivity includes FPS BACS CHAPS Open Banking SEPA SWIFT and account issuance in multiple currencies. Modulr hold settlement accounts at the Bank of England. We are principal issuing members of Visa and Mastercard schemes across UK and Europe.

Our regulatory permissions and governance structure are the foundations of our business. We are regulated and supervised as an Authorised Electronic Money Institution (AEMI) in the UK by the Financial Conduct Authority and in the Netherlands by De Nederlandsche Bank.

Our founding team has a wealth of experience in the payments industry and growing successful businesses. Modulr is backed by the venture arms of payments giantsPayPalandFIS as well as growth investorsBlenheim ChalcotGeneral AtlanticFrog Capitaland HighlandEurope.

Modulr now has over 400 employees spread globally across offices in London Edinburgh Amsterdam and Mumbai.

Modulr values

• Building the extraordinary; going that extra mile.
• Owning the opportunity; be passionate and proud of the time you invest.
• Move at pace; reach goals faster whilst supported on your career journey.
• Achieve it together working collaboratively and being a Modulite.

The role

At Modulr data is central to how we detect prevent and respond to financial crime. Our Financial Crime Operations team relies on accurate insights and robust systems to safeguard our customers and business from threats like money laundering fraud and sanctions breaches.

As a Systems and Intelligence Analyst within this team you will play a key role in transforming data into actionable intelligence and shaping the systems that underpin our financial crime controls. Whether you are building predictive models to identify suspicious behaviour optimising alert thresholds to reduce false positives or designing forecasting tools to improve resource planning your work will directly influence operational effectiveness and regulatory compliance.

This role at heart is about continually improving our Financial Crime detection & prevention controls & effectiveness and sits at the intersection of analytics technology and operational excellencehelping ensure that our defences against financial crime are not only effective but also scalable and efficient as Modulr continues to grow.

Specific duties:

• Develop and maintain data models and analytical tools to identify and mitigate financial crime risks including Anti-Money Laundering (AML) fraud and sanctions breaches.
• Design and implement automation solutions to streamline operational processes and reduce manual effort enhancing accuracy and efficiency.
• Optimise detection systems and alert configurations to improve signal-to-noise ratio reduce false positives and support effective decision-making.
• Build forecasting models to anticipate case volumes and support data-driven resource and capacity planning.
• Contribute to workforce planning initiatives including scheduling rota management and productivity tracking.
• Automate and maintain regular reporting processes to ensure timely and accurate performance insights for key stakeholders.
• Define track and report on Key Risk Indicators (KRIs) and Key Performance Indicators (KPIs) to monitor the health and effectiveness of financial crime operations.
• Contribute to transformation and change initiatives including the evaluation implementation and integration of new systems and third-party vendors.
• Providing assurance of systems and outputs

About you:

• You have experience in operating in a highly regulated environment with experience of risk and control management along with continuous improvement that drives efficiencies and effectiveness.
• Recognise the importance of good governance and have experience of delivering strong quality of output in an operational function.
• Attention to detail with evidence of strong planning and delivery capabilities
• Good communication and influencing skills comfortable in being open to challenge but maintaining your position where appropriate
• Youre structured and organised able to handle the competing pressures of immediate tasks alongside longer term projects.
• Youre comfortable working in an early-stage business where time is critical and things change frequently and enjoy self-leading and working independently in a fast-paced constantly changing environment.
• You enjoy sharing your knowledge and sharing your ideas about how we can improve.
• You have a strong focus on automation and efficiency finding ways to improve outcomes and streamline processes through automation.
• You are focused on delivering a great service to customers whether they are clients of Modulr regulators internal stakeholders or broader industry participants.
• You love rolling up your sleeves and doing whatever is required to achieve the goals of the operations team and wider business.
• You are analytical and can assess risks and define appropriate controls based on these communicating the links effectiveness and any potential gaps clearly to others.
• You are inquisitive and take proactive approach to problem solving and issue resolution.

Skills and experience we are interested in:

• Experience of working in financial services with good working knowledge of financial crime with a focus on risk & control management and continuous improvement
• Experience of working with Product and Technology teams to drive systems improvements and automations.
• Experience reporting and presenting to Senior Management.
• You should understand the regulatory landscape Modulr operate in.
• Assessing the adequacy and effectiveness of measures controls and procedures put in place to ensure compliance with regulatory obligations.
• Experience maintaining and implementing effective processes whilst ensuring the correct risk parameters are applied defining these processes establish optimal way to achieve goals and embedding tools and procedures to achieve them.
• Knowledge of building apps automation machine learning and AI.
• Intimate knowledge of SQL
• Ability to code in Python
• Relevant qualifications and professional certifications.

ModInclusion

At Modulr we are working hard to build a more positive diverse and inclusive culture that helps everyone to feel they belong and can truly bring their whole self to work. Not only is it the right thing to do for everyone in the Modulr team its also the right thing to do for our business the community we operate in and attracting future talent. As part of our approach we actively welcome applications from candidates with diverse backgrounds.

By submitting your CV you understand that we have a legitimate interest to use your personal data for the purposes of assessing your eligibility for this role. This means that we may use your personal data to contact you to discuss your CV or arrange an interview or transfer your CV to the hiring manager(s) of the role you have applied for. You can ask us at any time to remove your CV from our database by emailing but please note that this means we will no longer consider you for the role you have applied for.