Senior Product Manager Payments Rails
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Job Location:
Monthly Salary:
Posted on:
18 hours ago
Vacancies:
1 Vacancy
Job Summary
About the Opportunity
We are seeking a seasoned and technically minded Senior Product Manager with an innate interest in global financial infrastructure to join our Product team.
As a Product Manager focusing on scheme integrations and core payment platform components you will be responsible for defining and executing the strategy that powers the movement of money for N26 customers across Europe. This role is highly strategic requiring a deep technical understanding of international payment rails and a commitment to enabling a secure scalable and compliant core processing engine.
You will own the entire product lifecycle for critical payment systems (e.g. SEPA SWIFT APMs etc.) working to drive stability optimisation and the integration of new schemes essential for N26s product roadmap and global expansion.
In this role you will:
Take ownership of the entire product lifecycle for scheme integrations and payment platform components (e.g. SEPA SWIFT and APMs)
Define and drive the product roadmap from ideation and strategy to design implementation and continuous improvement
Drive the implementation of new payment rails and features based on business data customer insights and company strategy
Collaborate closely with Engineering and Design to build intuitive and compliant payment journeys
Lead scoping and prioritization to deliver high-impact features ensuring alignment between short-term goals and long-term vision
Act as the main point of contact and work cross-functionally with Compliance Treasury Operations and Finance to ensure regulatory alignment and business success across payment schemes
Monitor and optimize the product funnel collaborating with data teams to inform decisions that improve performance scalability and user experience
What you need to be successful:
5 years of experience in Product Management ideally gained in a FinTech banking environment PSP provider or online retail
Hands-on experience with payment scheme integrations (e.g. SEPA SWIFT FPS or local rails)
Proven track record of launching platform or backend-heavy products in a regulated environment
Excellent analytical skills able to dive into specs flows and payment data
Solid understanding of product prioritization and stakeholder management
Strong collaboration and communication skills across disciplines and cultures
Educational background in STEM business or economics; MBA MS or equivalent is a plus
Strong grasp of agile product development and delivery
Traits:
Customer-first thinking even in platform work
Strategic but hands-on you can zoom out and execute
Comfortable in ambiguity and complex ecosystems
Curiosity for global payments and evolving market infrastructure
Give and receive open direct and timely feedback.
Whats in it for you:
- Accelerate your career growth by joining one of Europes most talked about disruptors .
- Employee benefits that range from a competitive personal development budget work from home budget discounts to fitness & wellness memberships language apps and public transportation.
- As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
- Additional day of annual leave for each year of service.
- A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities life experiences and family statuses.
- A relocation package with visa support for those who need it.
Who we are
N26 has reimagined banking for todays digital world. Technology and design empower everything we do and its how we are building the global banking platform the world loves to use.
Weve eliminated physical branches paperwork and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.
We are headquartered in Berlin with offices in multiple cities across Europe including Vienna and Barcelona and a 1500-strong team of more than 80 nationalities.
Sounds good Apply now for this position.
Equal Opportunities:
We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.
We genuinely welcome and encourage applications from people of all backgrounds cultures genders sexual orientations abilities neurodiversities and ages. Were committed to creating an inclusive workspace where everyone feels valued and respected free from harassment and discrimination. If theres anything you need to make the application process work for you please let us know by reaching out to .
Visit our website to learn more about Diversity Equity & Inclusion at N26.
Required Experience:
Senior IC
Key Skills
- Time Management
- Data Analytics
- Analytical
- Agile
- Requirement Gathering
- Strategic thinking
- Visio
- Communication
- Problem Solving
- Market Research
- UML
- Cross Functional Teams
About Company
It is with sincere gratitude and appreciation of everything we built together, that we made the tough decision to sharpen our focus on our European business.
