Credit Risk Administrator

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Our ambitions to shape the future of sustainable mobility are powered by our talent. Join us and get better with every move.

Ayvens Credit Risk Administrator (Fixed Term Contract) reports directly to the Credit Risk Manager. He/She is responsible for analyzing credit data and financial statements to evaluate the risks associated with the counterpartys creditworthiness. He/She uses a variety of analytical techniques to evaluate the risks associated with lending to consumers and to evaluate business risks.

Responsibilities

He/she is the direct contact with relationship managers (sales team) which is also a part of the 1st line of defense to complete the first rating checks and explain the different credit decisions so that the relationship managers are better prepared for challenging conversations with clients if needed.

Being a part of the first line of defense implies that he/she is actively responsible for the risk assessment and credit decision of clients within the attributed delegation.

He/She is responsible for the evaluation of financial data such as balance sheets and income statements to determine the level of default risk including the calculation of financial ratios interpreting results from automated decision-making and the preparation of a report to register the required audit trail. For credit review the Credit Risk Administrator is responsible for regular rating / scoring update.

Skills Requirements

• Relevant University degree (Bachelor/Masters level) e.g. in Finance Accounting Business Administration.
• 1 year experience in a relevant position.
• Regularly communicate information that is timely relevant and tailored to each audience. This includes being transparent about both positive and negative developments.
• Ability to manage diverse work and overlapping priorities.
• An open mind-set and willingness to learn.
• Very good analytical skills critical thinking and the ability to identify problems and propose solutions.
• Team player.

Why Ayvens

With over 3.4 million vehicles managed across more than 42 countries we provide full-service leasing flexible subscription services fleet management services and multi-mobility solutions to customers of all sizes including large corporates SMEs professionals and private individuals. By leveraging our unique position to lead the way to net zero and further shape the digital transformation of the industry we are well-positioned to meet the evolving mobility needs of our clients and provide them with the solutions they need to thrive.

At Ayvens we believe that our success is driven by our commitment to customer satisfaction. Our team is dedicated to delivering innovative solutions and technology-enabled services that help our customers focus on their everyday business. Were committed to sustainable mobility and have made it a core part of our everything we do were guided by the principles of authenticity curiosity commitment and collaboration. We aim to foster an organisation thats diverse in people and ideas where everyone can thrive and be themselves no matter who they are.

Join us on this exciting journey as we continue to enable the transformation towards large scale adoption of sustainable mobility and provide our customers with the solutions they need to succeed. Follow our page for the latest updates news and insights.

*ALD Automotive LeasePlan are rebranding to Ayvens across all 42 countries by 2025.