Internal AuditorCollateral Control Clerk

Join the GEM Mortgage Team!

Ready to be part of a leading mortgage lender that truly puts clients first At GEM Mortgage a division of Golden Empire Mortgage weve been a respected leader in the industry for nearly 40 years guided by our core belief that our borrowers interests come first. Were dedicated to providing clients with expert financing advice and believe that everyone deserves access to credit.

Our mission is to build long-lasting relationships with borrowers and real estate partners be an employer of choice with growth opportunities for our team members and operate as a trustworthy financially sound enterprise that positively influences our communities.

At Golden Empire Mortgage our LEADER values guide everything:

Loyalty to our team borrowers and partners.

Excellence in all we do.

Accountabilitywe take ownership.

Driven for continuous improvement.

Engaged to deliver success.

Reliability you can count on.

If youre passionate about making a real difference in peoples lives delivering exceptional service and growing your career with a company that truly values its people and its purpose we invite you to explore opportunities with us. Come join GEM Mortgage and help us empower clients and communities!

Job Summary

Under the general supervision of the Centralized Operations Manager the Internal Auditor/Collateral Control Clerk is responsible for reviewing verifying and processing final title policies and recorded Deeds of Trust auditing reviewing and documenting any compliance deficiencies noted in the file communicating with the branch about those deficiencies responsible for file and data integrity both in the imaged system and in the LOS system to detect application and disclosure date errors along with discrepancies in disclosed data. Once audit conditions are presented to the audit department for review the Auditor/collateral Control Clerk is responsible for reviewing and clearing all conditions and notifying the branch once cleared. The role is also involves processing re-recordings for corrected mortgages and reconveyances when applicable. The position requires regular communication with title companies to resolve discrepancies or obtain corrections for final title policies.

Essential Job Functions

1. Review investor and GEM outstanding document reports to ensure compliance with investor guidelines.
2. Coordinate with branch personnel to obtain borrower signatures and notarizations for re-recorded mortgage documents as needed.
3. Communicate with the trailing document outsourcing company to manage the upload and retrieval status of imaged documents forwarded to investors.
4. Liaise with escrow and title companies to retrieve or correct final title policies.
5. Maintain accurate records and ensure proper documentation is filed and updated according to company and investor standards.
6. Perform quality control checks on received documentation for completeness and accuracy.
7. Responsible for review of mortgage files for compliance with regulations.

8. Responsible for meeting daily file review numbers.

9. Responsible for accurately recording audit findings in a professional manner.

Minimum Requirements

1. High School Diploma or GED.
2. Minimum of two (2) years of related experience including at least one (1) year of clerical or administrative support experience.
3. Two plus years of Mortgage Banking experience preferred
4. Equivalent combinations of education and experience may be considered.

Required Skills and Abilities

1. Proficiency with Microsoft Office applications including Excel Outlook and Word.
2. Ability to evaluate and analyze final title policies for completeness and accuracy.
3. Strong verbal and written communication skills.
4. Detail-oriented with excellent organizational skills.
5. Ability to manage multiple tasks and prioritize workload in a deadline-driven environment.
6. Must be able to work in a team environment.

Physical and Environmental Duties

1. Prolonged periods of sitting at a desk and working on a computer (up to 8 hours per day).
2. Frequent use of standard office equipment such as computers keyboards phones photocopiers and filing cabinets.
3. Occasional lifting of files binders or boxes up to 15 pounds.
4. Ability to focus on detailed tasks and perform data entry with accuracy and efficiency.
5. Manual dexterity to operate computer systems and handle paperwork.

Disclaimer
The above statements are intended to describe the general nature and level of work being performed by individuals assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel in this position. All employees may be required to perform duties outside of their normal responsibilities from time to time as needed.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the position in accordance with applicable federal state and local laws.

Compensation Disclosure
This is a non-exempt hourly position. The pay range for this role is $16.90 to $24.75 per hour depending on experience and qualifications. Overtime is paid in accordance with California state and federal labor laws. Additional compensation such as bonuses or incentive pay may be available based on performance and business needs.

At-Will Employment

This position is classified as at-will employment in accordance with California law. Employment may be terminated by either the employer or employee at any time with or without cause or notice subject to applicable law.

Work Location
This position is primarily based in our office located at 1200 Discovery Dr Bakersfield CA. Regular in-office attendance is required during standard business hours.

Equal Opportunity Employer

Golden Empire Mortgage are Equal Opportunity Employers. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate on the basis of race color religion sex (including pregnancy childbirth or related medical conditions) gender gender identity or expression sexual orientation marital status national origin ancestry age physical or mental disability medical condition genetic information military or veteran status or any other characteristic protected under federal state or local law.

Reasonable Accommodations

Golden Empire Mortgage is committed to providing reasonable accommodation for qualified individuals with disabilities during the application or recruitment process. If you need assistance or accommodation please contact us at .

California Consumer Privacy Notice

Golden Empire Mortgage may collect personal information from job applicants for purposes related to employment consideration. We are committed to handling your information in compliance with the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA). To learn more about how we collect use and protect your information please review our Privacy Policy .