Manager Cre Risk Monitoring and Reportingdit 1
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Job Location:
Johannesburg - South Africa
Monthly Salary:
Not Disclosed
Posted on:
18 hours ago
Vacancies:
1 Vacancy
Job Summary
Requisition Details & Talent Acquisition Contact
Requisition nr: 143295
Talent Acquisition Specialist: Tshego Semenya
Location: 135 Rivonia Road Sandown
Closing date: 12 December 2025
Cluster
Business and Commercial Banking
Career Stream
Leadership Pipeline
Position
Manager: Credit Risk Review & Monitoring
Why join our team!
This role offers a unique opportunity within a newly created cluster and evolving structure providing a blank canvas for innovation and impact. The successful candidate will gain exposure across the full credit lifecycleorigination collections and recoverieswhile collaborating cross-functionally to shape standards and frameworks for new ventures and acquisitions such as Eqstra and Ikhokha. High visibility with executive-level stakeholders and governance committees ensures strategic influence and career growth. Success will be measured by the ability to deliver actionable insights strengthen risk oversight and embed robust processes that enhance portfolio quality. Operating in a dynamic matrix environment the role demands strong stakeholder management skills advanced quantitative and analytical capabilities and experience in reporting and strategic KPI development. Exposure to stress testing and scenario analysis combined with adaptability for integration projects and out-of-the-box thinking will be key to thriving in this position. Work-life balance and flexibility further complement this high-impact role.
Job Purpose
This role is responsible for monitoring and reporting on the end-to-end credit lifecycle across lending products within Business and Commercial Banking (BCB) ensuring oversight and optimizing the quality of the credit portfolio. Positioned as a second line of defence within BCB Risk the role provides robust oversight and risk mitigation. The incumbent will engage with both frontline credit businesses (downstream) and governance committees (upstream) including the Cluster Credit Committee Executive Credit Committee and Group Credit Committee at Board level. Success in this role requires a self-starter with strong independence capable of delivering actionable insights to senior stakeholders while effectively managing within a complex matrix environment.
Job Responsibilities
- Provide support to the Senior Manager regarding monitoring analysis organization and reporting of Credit Risk-related matters for Group Executive Cluster and Segment Credit Committees within the RBB cluster.
- Develop and prepare portfolio review presentations based on MIS giving a clear overview of the credit book.
- Use data to drive strategic decisions portfolio optimization and early-risk mitigation actions.
- Propose innovative ideas to enhance business processes and improve customer experience.
- Deliver quality reports monitoring results and recommendations to stakeholders.
- Monitor quality of credit lifecycle processes evaluate policy effectiveness and ensure adherence to guidelines.
- Perform robust post-approval/disbursement checks using statistical and sampling methods.
- Ongoing monitoring of trends and factors that might impair credit quality focusing on Origination Collections and Recoveries.
- Develop models for proactive monitoring of business credit health.
- Provide analytical support to the team on credit-related queries within acceptable timeframes.
- Foster collaborative relationships through regular engagement with managers and team members.
- Provide input into systems processes and policies for business effectiveness.
- Lead by example in embracing Nedbank Vision and Values.
- Contribute to transformation goals and culture-building initiatives.
- Create a client service culture through interventions.
- Encourage team innovation and knowledge sharing.
- Ability to connect the dots across fragmented information from multiple forums and present a consolidated view to senior stakeholders.
- Strong capability to interrogate data and extract actionable insights not just run reports.
- Comfort with executive-level presentations and stakeholder management upwards.
- Ability to thrive in a new evolving structure with opportunities to shape standards and frameworks
Essential Qualifications - NQF Level
- Advanced Diplomas/National 1st Degrees
Qualification Detail
Minimum Experience Level
- Minimum 8 years in banking or financial services with 5 years in Credit Risk Analysis within Commercial/Wholesale Banking.
- Proven experience inreporting roles for at least 5 years.
- Understanding of banking regulations (NCR SARB BASA).
- Technical proficiency in SAS Power BI SQL (mandatory) Python (preferred).
- Familiarity withcredit modelling impairment methodologies IFRS 9 ACL provisioning and capital adequacy (risk-weighted assets).
- Proven ability to engage and influence across retail and business clusters including executive-level stakeholders
- Deep understanding of the end-to-end credit lifecycle across multiple segments and lending products
- Experience in strategic planning business reporting and translating insights into actionable decisions
- Demonstrated capability in coaching mentoring and assuming leadership roles within complex environments
- Strong background in credit assessments and risk mitigation strategies with exposure to stress testing and scenario analysis
- Ability to identify manage and mitigate business risks effectively
- Skilled at operating within a matrix structure managing multiple senior stakeholders and navigating complex governance frameworks
- Advanced analytical skills with a strong quantitative orientation including experience in reporting and strategic KPI development
- Comfort with new acquisitions and integration projects requiring out-of-the-box thinking and solution design
Technical / Professional Knowledge
- Business administration and management
- Financial Accounting Principles
- Governance Risk and Controls
- Operations planning
- Principles of project management
- Relevant regulatory knowledge
- Service level agreements
- Staff resource planning
- Strategic planning
- Management information and reporting principles tools and mechanisms
Disclaimer
Preference will be given to candidates from the underrepresented groups
Please contact the Nedbank Recruiting Team at
Please contact the Nedbank Recruiting Team at
Required Experience:
Manager
Key Skills
- Arm
- Risk Management
- Financial Services
- Cybersecurity
- COSO
- PCI
- Root cause Analysis
- COBIT
- NIST Standards
- SOX
- Information Security
- RMF
About Company
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