SME – Credit Risk ReviewLoan Review (Global Research & Risk Solutions)

Riverforest Connections Private Limited

Job Location:

Pune - India

Monthly Salary: Not Disclosed

Posted on: 8 hours ago

Vacancies: 1 Vacancy

Job Summary

Job Responsibilities:

Conduct independent high quality comprehensive reviews of borrowers across a diverse range of Commercial loan portfolios (CRE and C&I preferred) to assess adequacy of credit quality loan documentation credit administration collateral valuations risk rating accuracy and compliance with established policies
Analyse and interpret borrower specific information including an independent assessment of repayment capacity covenant adherence legal documentation and industry risk
Interpreting and applying regulatory feedback and requirements as well as bank policies and credit standards and evaluate adherence of reviewed credits to these policies credit standards risk limits and regulatory guidance
Produce workpapers documenting review findings for internal presentation to bank management and external presentation to Line of Business partners and Regulatory review

Skills :

Strong knowledge of U.S. banking laws and regulations specifically those which pertain to commercial credit underwriting and credit department management
Understanding of credit processes such as loan origination and underwriting; credit policies; portfolio management; allowance for loan and lease losses; loan review and remediation
Prior experience with risk ratings risk rating methodology and allowance methodology would be a plus
Demonstrated experience overseeing and performing credit risk reviews/loan reviews
Effective communication skills and the ability to interact with all levels of management with limited supervision
Working knowledge of project planning and project management methods and tools

Qualification: CA/CPA/MBA Finance/Graduate in Finance (Accounting)

Experience: 8 years of experience in credit risk review/loan review of commercial credit (CRE and C&I preferred) with good understanding of risk policies and framework credit lines and counterparty credit risk

Required Skills:

Risk AnalystLoan PortfolioLoan OriginationLoan UnderwritingCredit PoliciesCredit Administration

Job Responsibilities: Conduct independent high quality comprehensive reviews of borrowers across a diverse range of Commercial loan portfolios (CRE and C&I preferred) to assess adequacy of credit quality loan documentation credit administration collateral valuations risk rating accuracy and compli...

Job Responsibilities:

Conduct independent high quality comprehensive reviews of borrowers across a diverse range of Commercial loan portfolios (CRE and C&I preferred) to assess adequacy of credit quality loan documentation credit administration collateral valuations risk rating accuracy and compliance with established policies
Analyse and interpret borrower specific information including an independent assessment of repayment capacity covenant adherence legal documentation and industry risk
Interpreting and applying regulatory feedback and requirements as well as bank policies and credit standards and evaluate adherence of reviewed credits to these policies credit standards risk limits and regulatory guidance
Produce workpapers documenting review findings for internal presentation to bank management and external presentation to Line of Business partners and Regulatory review

Skills :

Strong knowledge of U.S. banking laws and regulations specifically those which pertain to commercial credit underwriting and credit department management
Understanding of credit processes such as loan origination and underwriting; credit policies; portfolio management; allowance for loan and lease losses; loan review and remediation
Prior experience with risk ratings risk rating methodology and allowance methodology would be a plus
Demonstrated experience overseeing and performing credit risk reviews/loan reviews
Effective communication skills and the ability to interact with all levels of management with limited supervision
Working knowledge of project planning and project management methods and tools