Credit Analyst II

West Monroe, LA - USA

Monthly Salary: Not Disclosed

Posted on: 13 hours ago

Vacancies: 1 Vacancy

Job Summary

Responsive recruiter

Benefits:

401(k)
401(k) matching
Dental insurance
Health insurance
Paid time off
Parental leave
Vision insurance

Position Summary

Credit Analysts are responsible for analyzing credit information to evaluate the degree of risk involved with extending credit or lending money to businesses and individuals. Primary functions include analyzing new and existing customer financial information along with assisting lenders with structuring loans and analyzing collateral positions. A successful candidate must be able to perform all essential duties and functions as described. The Credit Analyst II should have the experience necessary to independently complete typical analysis requests and require minimal assistance on more complex requests.

Essential Functions

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Performs pre-funding analysis on loans and credit relationships by obtaining and analyzing credit and financial information

Performs post-funding analysis and reviews on existing loans and credit relationships

Reviews and prepares written analyses spreadsheets reports summaries and opinions

Analyzes and monitors the banks collateral position on new and existing loans and credit relationships

Assists Loan Officers with structuring credits and completing loan offering sheets when needed

Assists with credit file monitoring to ensure that information is accurate and up-to-date

Serves as a client relationship representative to bank customers both internally and externally

May periodically accompany Loan Officers on site visits to potential and existing customers

Understands and follows the banks loan policy along with all applicable laws and regulations

Assists the Credit Officer as needed with special tasks or projects along with other duties as assigned

Assists the Credit Analysis Manager by periodically reviewing and editing analysis work completed by junior analysts

Competencies

Problem Solving/Analysis
Teamwork orientation
Customer focused
Initiative
Time management
Communication proficiency
Technical capacity
Knowledge of office methods procedures and practices including the use of standard office equipment
Detail oriented
Organizational skills
Mathematical skills
Computer skills
Attendance/Punctuality
Dependability

Supervisory Responsibility

This position is not responsible for the supervision of other employees.

Work Environment

This position operates in a professional office environment. This role routinely uses standard office equipment such as computers phones photocopiers fax machines email electronic calendars scanning devices calculators and spreadsheets.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

While performing the duties of this job the employee is regularly required to talk or hear. The employee is frequently required to stand walk squat use hands to finger handle or feel and reach with hands and arms. This job may also require the employee to frequently lift at least 50 pounds.

Position Type/Expected Hours of Work

This is a full-time position. Days and hours of work are Monday through Friday 8:00 a.m. to 5:00 p.m. This position may require occasional evening and weekend work as needed.

Travel

Travel is primarily local during the business day; however some out-of-area and overnight travel may be expected.

Required Education and Experience

Bachelors Degree in Business Administration or a related field and two years of existing Credit Analysis experience required.

Preferred Education and Experience

Bachelors Degree in Accounting or Finance and lending or related experience preferred.

Minimum

Equivalent combinations of experience training and/or education approved by Human Resources

This description is intended to be generic in nature. It is not intended to determine all specific duties and responsibilities of any particular position. Essential functions and overtime eligibility may vary on the specific tasks assigned to the position.

Other Duties

Please note that this job description is not designed to cover or contain a comprehensive listing of activities duties or responsibilities that are required of the employee for this job. Duties responsibilities and activities may change at any time with or without notice.

Equal Opportunity Employer/Veterans/Disabled

We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race color religion sex national origin disability status protected veteran status or any other characteristic protected by law.

Required Experience:

Responsive recruiterBenefits:401(k)401(k) matchingDental insuranceHealth insurancePaid time offParental leaveVision insurancePosition SummaryCredit Analysts are responsible for analyzing credit information to evaluate the degree of risk involved with extending credit or lending money to businesses a...

Responsive recruiter

Benefits:

401(k)
401(k) matching
Dental insurance
Health insurance
Paid time off
Parental leave
Vision insurance