Product Owner Payments

Warszawa - Poland

Monthly Salary: Not Disclosed

Posted on: 30+ days ago

Vacancies: 1 Vacancy

The job posting is outdated and position may be filled

Job Summary

What we do

UniCredit in Poland belongs to one of the largest financial groups in Europe serving over 15 million Clients including one million businesses. We are building a new banking model that combines the speed and appeal of a fintech with the strength and stability of a universal bank. We draw on 150 years of experience and the unique expertise of our teams acting as the Groups pan-European innovation hub.

We are creating ultra-fast and transparent banking with an all-in-one application and new opportunities for all Clients - individual business and corporate. We provide full omnichannel service thanks to a network of flagship branches in key Polish cities and our Support Center.

Our greatest value is our People - a Team of creative experts who thrive in a dynamic and innovative environment. We focus on collaboration engagement and achieving ambitious goals.

We are currently looking for aProduct Owner Paymentsready to join our adventure share our ambition and help shape the future of digital banking.

What you will be doing

In this role you will lead a dedicated payment product team comprising analysts developers and testers. You will act as the connector between business strategy and technical execution ensuring the delivery of robust payment solutions. You will hold responsibility for the product roadmap backlog prioritization and commercial success while fostering a collaborative environment for your team to thrive.

1. Business Ownership & Strategy

Strategy & P/L:Define the strategy for the payments vertical holding ownership for the product P/L including revenue margin growth and pricing strategies.
Market Success:Drive commercial success by running product discovery benchmarking global trends and developing Unique Selling Propositions (USPs).
Funnel Management:Maintain ultimate ownership of the product origination funnel optimizing the conversion of leads into booked products.
Financial Modeling:Run simulations to derive the expected financial impact of product changes new promotions or re-pricing.

2. Product Management & Payments Domain

Payment Schemes & Features:Oversee the lifecycle of domestic and international payment rails includingElixir Express Elixir SORBNET SWIFT and SEPA.
Core Functionalities:Design and manage key product capabilities includingLiquidity Management (Cash Pooling) Virtual Accounts Direct Debits Standing Orders Batch Payments as well asSplit Payment Mechanism (MPP)and theWhite List of VAT Payers.
Regulatory Compliance:Monitor and ensure compliance with the comprehensive regulatory framework affecting payment products. This includesEU and local regulationsPSD2AML/CTFstandards and tax-related requirements.
Standardization:Lead the migration and alignment withISO20022standards and manageMT/MXmessage formats.
Documentation:Ensure high standards for solution design documentation in Jira including Epics User Stories and acceptance criteria.
Supplier Management:Procure and manage relationships with external suppliers including contract ownership and facilitation of GDPR/Security assessments.

3. Delivery Team Leadership

People Management:Act as the Line Manager for your product delivery team empowering your people and shaping the team structure.
Agile Leadership:Execute the role of the Scrum Lead for agile rituals (release planning sprint planning scope grooming) and monitor team velocity.
Backlog Management:Define and prioritize the backlog based on business value and customer needs.
Testing & Quality:Specify test cases oversee User Acceptance Testing (UAT) and make the final decision on product readiness for commercial launch.

Skills you should have

Product Expertise:5 years of experience in fintech or banking with a primary focus on driving product development from a business perspective.
Domain Knowledge:Deep understanding of the payments landscape includingElixir SORBNET SWIFT SEPA and ISO20022.
Regulatory Awareness:Solid knowledge ofEU and local regulationsimpacting payments includingPSD2AML/CTF and relevant tax mechanisms.
Managerial Experience:Proven track record in people management strategic planning and P/L responsibility.
Analytical Mindset:Ability to analyze market dynamics run financial simulations and quickly learn evolving regulations.
Communication:Strong networking and stakeholder engagement skills with the ability to efficiently communicate in bothPolish and English.
Technical Fluency:Familiarity with API integrations Microservices architecture and JIRA.

What we offer

You will get an opportunity to work in aninnovative digital bankapplying state of the art approaches and technologies.
Unless limited by banking regulations we offer aflexible form of contract.
You will be provided anIndividual Development Budget dedicated to enhancing your professional skills.
If your role permits we also offerflexible work location: home/office according to your preference.
You and your closest family will be covered with VIP-level private medical care which includes dental treatment and ahospitalisation package.
We care for our colleagues well being therefore we coverpsychological consultations if you ever feel you need such support.
Aion bank account without fee.
We co-sponsor your Multisport card and cover50% of its cost.
You will work on computer equipment that delivers the best user experience Apple MacBook.
If you feel like working from the office we have beautiful space available for you in Brussels and Warsaw. Each office is very nicely located with convenient commute options by public transport and by bike. Our office in Warsaw offers healthy snacks throughout the day.

Our process

We keep our recruiting process simple.
Step 1:Talk with one of our Recruiters about your to date experiences and ambitions
Step 2:Meet with your future Team Manager to deep dive on the role specifics and our work environment

Our note to you

Diverse teams really are the best teams. Research shows that some candidates may hesitate to apply for a job unless they meet every requirement. If you are excited about working with us we encourage you to apply - even if youre not 100% sure. We are interested in getting to know you and learning about what you bring to the table.

Please note that we may close a job posting early if we receive a large number of exceptional applications.

Good luck!

About us

Read more about what we do on ourLinkedIn profile.

What we doUniCredit in Poland belongs to one of the largest financial groups in Europe serving over 15 million Clients including one million businesses. We are building a new banking model that combines the speed and appeal of a fintech with the strength and stability of a universal bank. We draw on...