Title Examiner

Position Summary

The Title Examiners main role is to gather exceptions affecting title through review of the search package make decisions on what affects title and complete the title examination with a title commitment. Title Examination includes identification of title issues clearance review and resolution of title issues and completion of title commitments with Minutes of Foreclosure and chain of title. Employee is required to adhere to our clients requirements relating to handling communication deadline of title review and timelines for clearing title issues.

Competencies (Skills attitudes behaviors that enables employee to do their job)

• Analysis Gather relevant information; consider broad range of issues and factors; perceive relationships among diverse information; and use logic effectively
• Communication Able to clearly and concisely communicate information and messages to others. Ensure that the messages the sender intends to have received by others are the same as the ones that are actually received
• Decision Making Making timely and effective decisions
• Time Management Setting efficient work priorities; working on several tasks simultaneously; effectively balancing important and urgent and short-term and longer-term tasks
• Planning and Organizing Developing comprehensive project plans; monitoring progress against goals; assigning clear responsibilities; and breaking work down into manageable portions
• Interpersonal - Must have the ability to work well with others as we succeed by garnering a team environment. Must have a willingness to pitch in when needed.
• Resourceful Must have the ability to think beyond the accepted normal solutions. Must be able to negotiate problems that arise with not only a practical approach but sometimes more creative thinking is necessary to circumvent an unusual circumstance.
• Technologically Savvy - Must be able to choose procedures tools or equipment in order to find increased efficiency. Is not afraid to learn new programs or apply new technology to current tasks.

Essential Job Functions (listing most important first):

1. Handle title work for multiple states REO retail and foreclosure.

2. Compile research and present a prelim title commitment based on review of the search package docs. Determine risk and insurability on minor title clearance issues with escalation to title officer on larger title defects. Review an average of 8-15 search packages and/or title commitments per day. Complete Title commitments once search package is reviewed. Email commitment and search package to correct client. Close task on dashboard for proper file tracking/reporting. Complete the commitment within the client SLA of 5 days turnaround.

3. Draft Minutes of Foreclosure from search package. Research and review search package to draw exceptions onto title. Complete Prelim Minutes of Foreclosure with Client SLA of 5 days turnaround and send product to client via email. Complete client tasking to notify client that product has been received and is ready to be reviewed on their end.

4. Later date examination. Serve as a back-up for junior examiners workload when examinations are complete and up to date. Review of later date searches and update title commitment to bring the most current effective date forward for the client. Process later dates within client mandated Service level agreement (SLA) of 3 days. Correct completion of Invoice preparation based on current card rates/county on contract later dates. Completed invoice to be attached to updated commitment and sent to client.

5. Make Underwriting decisions and give answers regarding clearance for questions received via the in-closing now inbox. Work closely with the Title officers to gain correct answers to uncommon questions and help with completion of new directives for TitleStar title policies based on those questions/answers.

6. Will demonstrate the ability to research and acquire information on a specific property (EX. Tax bill Paid Assessment letter lien payoff) and be able to analyze each document to determine the following; is this a valid claim Is this a information that should be raised on the prelim title and/or updated title Evaluation of prior starter file to see if this was previously insured and should it be raise don title or insured over.

7. Implement new procedures into daily tasks as the laws change or when new procedures are mandated by the firm.

Essential Job Requirements:

EDUCATION:

Bachelor degree preferred or the equivalent professional experience (minimally 2 years of experience) working within the Real Estate industry dealing with residential closings.

EXPERIENCE:

Firm knowledge of how residential transaction happen. Preferred experience working with a title company and/or law firm. 2 years experience in the real estate industry. Strong understanding of title commitments county/municipal requirements etc. General knowledge of basic title issues and clearance.

REQUIRED SKILLS:

Basic MS Office skills necessary; experience with internet usage and service websites; typing 45 WPM. Knowledge or experience with title examination and basic title clearance.

o Beginning o Intermediate X Advance

PREFERRED SKILLS:

Commanding knowledge of how to navigate county recorder and assessor online record sites. Knowledge on how to navigate county tract books. Experience with legal descriptions tax maps and review of search packages.

PHYSICAL REQUIREMENTS:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job the employee is frequently required to sit talk or hear. The employee is occasionally required to stand walk use hands to finger handle or feel; reach with hands and arms and stoop kneel or crouch The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision and ability to adjust focus.

LIMITATIONS AND DISCLAIMER

The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities duties and skills required for the position.

All job requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to the health and safety of themselves or other employees.

This job description in no way states or implies that these are the only duties to be performed by the employee occupying this position. Employees will be required to follow any other job-related instructions and to perform other job-related duties requested by their supervisor in compliance with Federal and State Laws.

Requirements are representative of minimum levels of knowledge skills and/or abilities. To perform this job successfully the employee must possess the abilities or aptitudes to perform each duty proficiently. Continued employment remains on an at-will basis.

WORK ENVIRONMENT:

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job:

Normal office working conditions with quiet to moderate noise level within the work environment.

We offer a comprehensive compensation package which includes a salary commensurate with experience and accomplishments.

If you possess the requisite qualifications and are seeking the challenge of working in a growing firm please submit your resume in confidence.

All applicants applying for U.S. job openings must be authorized to work in the United States.

Because of the high volume of calls received only qualified candidates will be contacted for consideration.