Senior Analyst, AML Transaction Monitoring

Circle is a financial technology company at the epicenter of the emerging internet of money where value can finally travel like other digital data globally nearly instantly and less expensively than legacy settlement systems. This ground-breaking new internet layer opens up previously unimaginable possibilities for payments commerce and markets that can help raise global economic prosperity and enhance inclusion. Our infrastructure including USDC a blockchain-based dollar helps businesses institutions and developers harness these breakthroughs and capitalize on this major turning point in the evolution of money and technology.

What youll be part of:

Circle is committed to visibility and stability in everything we do. As we grow as an organization were expanding into some of the worlds strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: High Integrity Future Forward Multistakeholder Mindful and Driven by Excellence. We have built a flexible and diverse work environment where new ideas are encouraged and everyone is a stakeholder.

What youll be responsible for:

As a Senior Anti-Money Laundering (AML) Analyst youll join our Investigation Operations (IO) team helping detect fraudulent activity suspicious/illegal behaviors and patterns and drive projects focused on preventing and detecting financial crime. The ideal candidate is a highly motivated inquisitive individual with a background in AML compliance who enjoys analytical challenges and is passionate about blockchain technology.

What youll work on:

• Investigating analyzing and identifying activity which may lead to filing suspicious activity reports as required by law from AML alerts enhanced monitoring reviews and other L1 transaction monitoring reviews.

• Working cases as-needed and filing SARs/STRs when appropriate.

• Assisting in fulfilling requests from and providing support to external parties such as law enforcement and banking partners and internal parties such as policy legal and Compliance Operations partners.

• Conducting screening and adverse media checks.

• Ensuring customers are compliant with the laws and regulations to satisfy Circles obligations to the appropriate regulatory authorities.

• Maintaining a strong operational focus with the ability to manage time sensitive workflows across competing priorities.

• Collaborating with policy and compliance data and technology teams to share trends and insights as well as providing suggestions to improve detection models thresholds and typology coverage to create greater efficiency and more valuable work products for the IO team.

• Understanding complex business problems breaking down analytical projects into a structured approach and formalizing complex ideas into a well defined logic.

• Conducting training and providing feedback to TM analysts as needed.

What youll bring to Circle:

Core Requirements:

• 3 years experience conducting AML alert review investigation and applicable reporting strong knowledge of AML regulations.

• Deep understanding of blockchain ecosystems VASPs and evolving global AML/CFT regulations.

• Strong organizational analytical written and verbal communication skills with a close attention to detail and confidence to make a reasoned and supported decision.

• Experience analyzing large transactional data sets; SQL experience preferred.

• Works well under pressure and tight deadlines with an ability to prioritize workloads and ensure tasks are completed in a timely manner.

• Experience and comfort working in an ever changing industry and the flexibility to quickly react to changing demands.

• Proven experience working collaboratively and effectively with the ability to work with multiple stakeholders and internal teams.

• Interest and/or experience applying artificial intelligence automation or machine learning tools to optimize AML workflows such as alert triage data enrichment and investigative analysis.

• Familiarity with generative AI models (ChatGPT Gemini etc.) and prompt development.

Preferred Requirements:

• B.A./B.S. degree; quantitative or technical degree preferred.

• CAMS CFCS or CFE certification.

• A passion for harnessing the power of digital currency and blockchain technology and services built on top of it.

• Extensive experience working with blockchain forensic tools (e.g. TRM Labs Chainalysis Elliptic).

• Experience/familiarity with Slack Apple MacOS and GSuite.

Circle is on a mission to create an inclusive financial future with transparency at our core. We consider a wide variety of elements when crafting our compensation ranges and total compensation packages.

Starting pay is determined by various factors including but not limited to: relevant experience skill set qualifications and other business and organizational needs. Please note that compensation ranges may differ for candidates in other locations.

We are an equal opportunity employer. We do not discriminate on the basis of race religion color national origin gender sexual orientation age marital status veteran status or disability status or any other protected status required by the laws in the locations where we hire. Additionally Circle participates in the E-Verify Program in certain locations as required by law.

Should you require accommodations or assistance in our interview process because of a disability please reach out tofor support. We respect your privacy and will connect with you separately from our interview process to accommodate your needs.

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