Senior Technical Product Manager Remittance

Johannesburg - South Africa

Monthly Salary: Not Disclosed

Experience Required: 10years

Posted on: 9 hours ago

Vacancies: 1 Vacancy

Job Summary

The Senior Technical Product Manager: Remittance is responsible for the strategy design and delivery of remittance products and platforms that enable secure fast and compliant money transfers (domestic and cross-border). This role ensures alignment with regulatory frameworks customer experience goals and enterprise technology strategy while driving innovation in digital payments and international money movement.

Key Responsibilities

Product Strategy & Roadmap

Define and own the remittance product vision and roadmap across digital and enterprise platforms.

Align remittance solutions with business strategy global payments initiatives and customer demand.

Monitor trends in cross-border payments digital wallets blockchain/crypto remittances and real-time payment networks.

Balance customer-centric design with security compliance and cost efficiency.

Product Delivery & Execution

Lead cross-functional teams (engineering compliance payments operations partnerships) to deliver remittance products APIs and services.

Translate regulatory and business requirements into detailed product specifications and user stories.

Oversee delivery of payment rails integrations (SWIFT SEPA Visa/Mastercard mobile money RTP networks).

Drive API-first cloud-native solutions to support digital channels (mobile apps web agent platforms).

Governance Risk & Compliance

Ensure compliance with local and international remittance regulations (FATF AMLD OFAC FinCEN SARB etc.).

Partner with AML/Fraud teams to embed sanctions screening KYC/AML and transaction monitoring in remittance flows.

Manage risk frameworks for cross-border transactions foreign exchange (FX) and correspondent banking relationships.

Support audit and regulatory reporting obligations for remittance operations.

Data Analytics & Optimization

Partner with data teams to implement real-time monitoring of remittance flows.

Leverage analytics to optimize pricing FX spreads transaction speeds and fraud prevention.

Drive customer insights and feedback loops to improve remittance user experiences.

Stakeholder & Vendor Management

Collaborate with banks money transfer operators (MTOs) fintech partners and payment networks.

Negotiate and manage relationships with global remittance vendors and technology providers.

Act as the bridge between compliance business and engineering teams ensuring delivery of secure and seamless solutions.

Represent remittance product strategy in executive steering committees and regulatory engagements.

Requirements

Bachelors degree in computer science Information Systems Finance or related discipline (mandatory).
Postgraduate qualification (MBA MSc in FinTech Payments or Risk/Compliance) advantageous.
Professional Certifications (preferred/required):
Payments certifications (e.g. Certified Payments Professional CPP AAP/NACHA).
Compliance: CAMS (Certified Anti-Money Laundering Specialist).
Product Management: Agile Product Owner (PSPO SAFe POPM).
Cloud/Integration certifications (AWS/Azure/GCP API Management).
1012 years experience in product management financial services or fintech with at least 5 years in remittance or payments-focused platforms.
Proven track record in delivering remittance/payment systems digital transfers or cross-border payment products.
Strong understanding of payment rails FX processes correspondent banking and mobile money ecosystems.
Experience embedding AML/Fraud controls sanctions screening and KYC/identity verification into remittance products.
Hands-on exposure to digital channels APIs and partner integrations in payments.
Prior experience with regulated financial institutions fintechs or global MTOs preferred.
Strong technical product management expertise in payments/remittances.
Deep knowledge of global remittance regulations compliance frameworks and operational risks.
Excellent stakeholder management across compliance treasury risk technology and external partners.
Ability to balance customer experience compliance and cost efficiency in remittance design.
Strong analytical skills with a focus on transaction monitoring fraud detection and cost optimization.
Exceptional communication and leadership skills for cross-functional influence

Required Skills:

API-First Cloud native Risk management Cross functional Leadership Regulations and compliance Remittance

Required Education:

Bachelors degree in computer science Information Systems Finance or related discipline