This position leads a team who reviews physical appraisal reports to assess properties and assist Manulife Bank in the decision to take a property on as security. The primary accountability of this role is to provide effective client-focused leadership to the team; ensuring productivity quality and turnaround times are achieved; and to manage the risk associated with making decisions on whether to accept properties as security in return for mortgage funding from Manulife Bank.
Key Responsibilities:
Lead and mentor a team of Quality Assurance Analysts providing guidance coaching and performance feedback.
Firsthand experience in underwriting mortgages
Oversee the execution of quality audits on mortgage files underwriting decisions and transaction data.
Ensure compliance with internal policies investor guidelines and regulatory standards (e.g. OSFI CMHC).
Analyze QA findings to identify trends root causes and opportunities for process improvement.
Provide Monthly report to leadership team
Collaborate with cross-functional teams including underwriting operations compliance and training.
Develop and maintain 1A frameworks scorecards and reporting tools.
Support audit readiness and contribute to internal and external audit processes.
Drive continuous improvement initiatives and foster a culture of quality and accountability.
Bilingualism is considered an asset
Required Qualifications:
Bachelors degree in Business Finance or a related field.
5 years of experience in mortgage underwriting quality assurance or compliance.
2 years of leadership or supervisory experience.
Strong knowledge of Canadian mortgage products underwriting guidelines and regulatory requirements.
Excellent analytical organizational and communication skills.
Proficiency in QA tools Excel and loan origination systems (e.g. BankLink).
Preferred Qualifications:
Certification in Quality Assurance Mortgage Underwriting or Process Improvement (e.g. Lean Six Sigma).
Experience with data visualization tools (e.g. Power BI Excel Sharepoint).
Familiarity with insurer guidelines and audit processes.
Working Conditions:
Hybrid or remote work options available.
Occasional travel in office may be required for team collaboration or audit support.
When you join our team:
Well empower you to learn and grow the career you want.
Well recognize and support you in a flexible environment where well-being and inclusion are more than just words.
As part of our global team well support you in shaping the future you want to see.
About Manulife and John Hancock
Manulife Financial Corporation is a leading international financial services provider helping people make their decisions easier and lives better. To learn more about us visit is an Equal Opportunity Employer
At Manulife/John Hancock we embrace our diversity. We strive to attract develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment retention advancement and compensation and we administer all of our practices and programs without discrimination on the basis of race ancestry place of origin colour ethnic origin citizenship religion or religious beliefs creed sex (including pregnancy and pregnancy-related conditions) sexual orientation genetic characteristics veteran status gender identity gender expression age marital status family status disability or any other ground protected by applicable law.
It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process contact .
Referenced Salary Location
CAN Ontario - Full Time RemoteWorking Arrangement
Salary range is expected to be between
$57675.00 CAD - $96125.00 CADIf you are applying for this role outside of the primary location please contact for the salary range for your location. The actual salary will vary depending on local market conditions geography and relevant job-related factors such as knowledge skills qualifications experience and education/training. Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance.
Manulife offers eligible employees a wide array of customizable benefits including health dental mental health vision short- and long-term disability life and AD&D insurance coverage adoption/surrogacy and wellness benefits and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays vacation personal and sick days and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S. please contact for more information about U.S.-specific paid time off provisions.
Required Experience:
IC
Manulife is a leading financial services group. We provide financial advice, insurance, as well as wealth and asset management solutions for individuals, groups and institutions.