Chief Financial Officer

The CFO role oversees the entire financial management regulatory compliance and strategic direction of the bank working closely with the CEO and Board to drive financial stability growth and digital transformation. It leads financial planning budgeting treasury taxation and IFRS reporting while ensuring full compliance with CBN and other regulatory bodies. The position manages financial and operational risks oversees digital banking financial controls and guides funding strategies investor relations and stakeholder engagement. Additionally the role strengthens corporate governance supports audit processes and builds a high-performing finance team to ensure operational excellence and sustainable profitability.

Requirements

Partner with executive leadership to develop and execute financial and digital transformation strategies.

Lead budgeting financial forecasting capital planning and overall financial strategy.

Ensure full compliance with all CBN NDIC EFCC and regulatory reporting requirements.

Oversee IFRS-compliant financial reporting treasury operations and liquidity management.

Manage loan portfolio quality provisioning NPL oversight and financial controls.

Implement financial risk management frameworks covering credit market and liquidity risks.

Provide financial oversight for digital banking platforms automation and fin-tech partnerships.

Manage funding strategy deposits mobilization capital raising and relationships with DFIs/investors.

Drive corporate governance audit coordination and effective Board-level financial communication.

Lead develop and mentor a high-performing finance team while managing key stakeholders and investors.

OTHER REQUIREMENT

Minimum 12-15 years of progressive financial management experience

At least 5-7 years in senior financial leadership roles (CFO Finance Director Group Financial Controller or equivalent)

Proven experience in Nigerian banking microfinance or financial services sector

Experience managing CBN regulatory compliance and examinations

Experience with digital banking or fin-tech operations (advantageous)

MANDATORY:

Active membership/fellowship of Institute of Chartered Accountants of Nigeria (ICAN) - ACA/FCA OR

Association of Chartered Certified Accountants (ACCA) - ACCA/FCCA

HIGHLY DESIRABLE:

Chartered Financial Analyst (CFA)

Certification in Risk Management (FRM CIPM)

Certification in Corporate Governance

Member of Chartered Institute of Bankers of Nigeria (CIBN)

Certification in AML/CFT compliance

Technical Skills:

Expert knowledge of International Financial Reporting Standards (IFRS) and Nigerian GAAP

Deep understanding of CBN prudential guidelines and regulations for microfinance banks

Advanced financial modelling analysis and forecasting capabilities

Proficiency in risk management frameworks (Basel COSO ISO 31000)

Strong knowledge of core banking systems and digital banking platforms

Expertise in treasury management and Asset-Liability Management (ALM)

Comprehensive understanding of Nigerian tax laws and regulations

Knowledge of audit methodologies and internal control frameworks

Proficiency in financial management software and ERP systems

Understanding of microfinance operations and development finance principles

Soft Skills & Competencies

Strategic thinking and business acumen

Strong leadership and people management capabilities

Excellent stakeholder management and relationship building

Outstanding written and oral communication skills

High emotional intelligence and executive presence

Problem-solving and analytical thinking

Decision-making under pressure and in ambiguous situations

Change management and digital transformation leadership

Integrity ethics and professional conduct

Bachelors degree in Accounting Finance Economics Banking & Finance or related field from a recognized university

Masters degree in Business Administration (MBA - Finance) Accounting or Finance (highly preferred)

Benefits

• Competitive Benefits
  
• Leave Allowance
  
• HMO
  
• 13th Month