Senior Commercial Relationship Manager

Bellingham, MN - USA

Yearly Salary: $ 134837 - 182426

Posted on: 2 days ago

Vacancies: 1 Vacancy

Job Summary

More than 135 years ago we started with core values that never go out of style: listen learn and help businesses and individuals reach their goals. These core values shape our culture and we were recently Great Place to Work Certified because of our outstanding workplace culture and employee experience. As well our financial strength and stability are key reasons Forbes named us one of the Best 100 Banks in America for the ninth consecutive year.

With more than $16 billion in assets and 135 branch locations throughout Washington Oregon Idaho and California we understand our role in the economy and take that responsibility addition to offering a source of capital to personal banking clients and businesses of all sizes we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.

As a Senior Commercial Relationship Manager you will provide a selection of services (primarily commercial credits and treasury management services) to business clients through active business development and relationship management. Develop relationships with clients with large/complex businesses. Develop and manage a portfolio of high performing commercial relationships to include but not limited to C & I lending and/or specifically agreed upon specialized industry verticals.

In this role youll have the opportunity to:

Responsible for revenue generation derived through targeted business development activities with existing clients and new prospect opportunities.
Develop and manage relationships with new and existing large complex commercial relationships which may include a portion of time spent on specialty industry verticals specifically agreed upon.
Responsible for actively marketing up to a minimum of 30-40% of allotted marketing time on agreed upon specialized industry verticals and potentially 60-70% of allotted marketing time on large C & I opportunities. Negotiate loan terms and conditions within scope of authority.
Prepare and present credit analysis and recommendations on borrowing requests.
Responsible for conducting credit reviews to ensure compliance with policies and regulations. Perform ongoing credit risk management through daily monitoring of the loan portfolio; ensure proper risk rating of portfolio at all times. Monitors all credits through periodic reviews and analysis.
Responsible for creating awareness of the Bank and its services through community activity.
Responsible for coaching and mentoring less experienced Commercial Relationship Managers. May assist in supervising loan support staff.
Responsible for complying with policies procedures security requirements and government regulations.

Education & Certifications

Bachelors Degree in Finance Accounting Business Economics or other related field; or equivalent combination of education and experience required

Experience

8 years in of experience in commercial credit analysis or business development required

Knowledge Skills and Abilities

Proven ability to develop and manage large and complex new business relationships.
Possess excellent relationship management presentation and negotiation skills.
Possess an in-depth understanding of the local markets.
Possess strong financial and analytical skills with the ability to underwrite and structure commercial credits.
Possess an in-depth knowledge of cash management products.
Knowledge of federal and state laws and regulations relating to commercial lending and appraisal guidelines.

Compensation & Benefits

Targeted starting salary range (based on experience): $134837 $182426
Annual incentive potential
Comprehensive employee benefits including: medical dental vision LTD STD and life
Paid vacation time sick time and 11 company paid holidays
401k (with up to 4% match)
Tuition reimbursement
Get more information at: Employee Benefits Banner Bank

Please take time to review Banner Banks Consent & Privacy notice before applying.

Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin citizenship marital status age disability or protected veteran status.

Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.

A note on how we use AI:We may use artificial intelligence (AI) tools to support parts of the hiring process such as analyzing resumes. These tools assist our recruitment team but do not replace human judgment. While a sufficient interview pool is being generated a human review of all resumes is conducted. Final hiring decisions are ultimately made by humans. We also review our AI tools to monitor for potential bias and we comply with applicable legal requirements for the use of AI tools in this context.

Required Experience:

Manager