Relationship Officer (Business Development (Banking, Ikoyi)
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Job Location:
Monthly Salary:
Experience Required:
Posted on:
30+ days ago
Vacancies:
1 Vacancy
Job Summary
Vacancy: Relationship Officer - Business Development
Industry: Banking
Location: Ikoyi Lagos
Administratively Reports to: Business Manager Business Development
Job Summary
To facilitate activities relating to promoting and marketing the Banks products.
Key Responsibilities
- Identify opportunities and promote the Banks products.
- Acquire new customers and nurture business relationship(s) with potential customers (e.g. high net worth individuals corporate bodies etc.).
- Manage relationships with key accounts owners and ensure growth in deposit and prompt loan repayment.
- Build long-term relationship with clients and customers.
- Prepare Credit Appraisal Memorandum (CAM) and manage credit risk within applicable limit.
- Attend related forums seminars business receptions etc. to learn about the latest market developments business opportunities and existing competitors.
- Create and enforce plans/strategies that will boost positive brand perception and ensure customer needs are met.
- Effectively initiate and complete accounting opening documentation for customers in accordance with the KYC guidelines.
- Perform other duties as assigned by the Business Development Manager.
Skills and Competency Requirements
- Good selling skills and ability to win customers trust.
- Negotiation skills and ability to close the deal.
- Good understanding of Mortgage loan system and credit appraisal system.
- Strong Communication Skills and client management skills.
- Analytical problem solving with ability to generate ideas.
- Ability to use own initiative and pay close attention to detail.
- Organization and ability to cope with competing demands.
- Good Office etiquette and interpersonal skills.
- Strategic thinking and ability to solve problems.
- Ability to work in a team and independently.
Specifications
- A minimum of first degree or its equivalent in any discipline.
- A masters degree or Professional qualification/Certification will be an added advantage.(not compulsory).
- Post -graduation experience in marketing of Banks Products and Services will be an added advantage.
Key Performance Indicators
- Market share in geographical location.
- Growth in total deposit balance.
- Overall profitability of the Bank (Revenue growth).
- Customer growth (Number of new and repeat customers).
- Number improved (existing) and new products/services.
- Accuracy and completeness of reports.
- Number of non-Performing Loan
- No of complaints from external and Internal customer s
- Internal Control Exceptions/Audit Opinion
- Effective administration of NHF loan
Key Result Areas
- Deposit mobilization
- Quality of Mortgage loans booked
- Loan repayment
- Sound credit judgement
- Number of HNI Accounts
- Non-performing loans
- Number of new active account and Number of repeat customers
Method of Application
Interested and qualified candidates should send their CVs to using ROBD-F25
Company Industry
IT Services and IT Consulting
Key Skills
- Business Development
- Sales Experience
- B2B Sales
- Sourcing
- Financial Services
- Organizational skills
- Communication skills
- Investment Experience
- Banking
- Relationship Management
- Underwriting
- Financial Analysis
