Product Manager Real Time Payments (RTP) Vice President

JPMorganChase

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profile Job Location:

Toronto - Canada

profile Monthly Salary: Not Disclosed
Posted on: 11-11-2025
Vacancies: 1 Vacancy

Job Summary

Description

As a Product Manager in Real Time Payments (RTP) in Canada you are an integral part of the broader Treasury Services Payments team that innovates new product offerings and leads the end-to-end cash management product life cycle. As a core leader you are responsible for deploying real time payments at JPMorgan including Interac e-Transfers and the Canadian industrys launch of Real Time Rail. Utilizing your deep understanding of how to get a product off the ground you will participate in the successful launch of the firms RTP product(s) while participating in the industrys committees/working groups to ensure interoperability with exchange clearing and settlement systems. With a strong commitment to scalability resiliency and stability you collaborate closely with cross-functional teams to deliver high-quality products that exceed customer expectations.

Key responsibilities of this position are delivering product capabilities to the marketplace to meet/exceed customer expectations and to generate incremental net income from new and existing clients. As a product manager the individual will be accountable for leading a cross-functional team and all end-to-end activities of the product management and development process including product strategy business model/P&L management customer experience new product development/product roadmap sales strategy internal partner relationships competitive landscape and marketing. They will work closely with key Product Managers Project Management Office Sales/Relationship Management Operations Technology Service and Implementations across the bank. Additionally the individual will be closely involved with Canadas Industry modernization effort including participation in Payments Canada committees.

Product strategy and execution

  • Set product direction and strategic roadmap.
  • Lead the development and execution of RTP products to fill competitive and client as theproduct owner in an Agile development process working collaboratively with cross-functional teams in order tobuild requirements and manage the development of products and enhancements from conception to market-launch
  • Manage ready-to-launch activities including new business approval process pricing procedures sales and marketing communication.

Program and project management

  • Manage the launch of new RTP products and platform technologies with internal team and stakeholders.
  • Establish appropriate governance leadership and resources.
  • Author detailed product specifications and business requirements establish project plans and milestones and manage the project delivery with Planning Development QA and other cross functional teams against assigned goals.
  • Identify issues and drive resolution.
  • Develop and track investment dollars and ensure projects are completed within established timeframes and budgets.
  • Utilize critical thinking and analytical skills to identify issues/trends and develop solutions and/or recommendations to address root cause.

Risk and regulatory management

  • Understand and manage country-specific market and regulatory dynamics and ensuring their product(s) are built to those requirements
  • Work with internal partners to ensure all control/compliance/risk activities are addressed during ongoing partner due diligence process
  • Serve as Product lead for internal audit and regulatory exams.
  • Participate in or lead annual risk assessments.

Client support

  • Support Sales activity. Serveas the Canada Payments product expert to J.P .Morgan teams during sales conversations
  • Work with Service to support client inquiry management.
  • Manage resolution of urgent technical issues while communicating changes to business stakeholders including Product Marketing Sales Operations and Customer Support.

Business intelligence

  • Work with Finance and Business Management to build revenue plans and manage P&L.
  • Understand revenue drivers and trends.
  • Develop and maintain business cases.

Industry modernization

  • Participate in industry committees.
  • Ensure JPMorgans roadmap aligns with industry vision.
  • Assess business rationale for initiatives.

Required qualificationscapabilitiesand skills

  • Minimum 5-7 years of relevant banking experience with demonstrated experience in Product Management or related understanding of clearing/payments products.
  • Strong understanding of agile / product operating model frameworks;
  • Project management skills with proven ability to oversee multiple and manage efficient timelines. Understand interdependencies. Anticipate and resolve issues.
  • Demonstrated leadership skills. Self-starter. Execution oriented. Ability to take initiative with limited direction and influence as part of a team. Resourceful/able to navigate organization.
  • Proficient in Microsoft Excel PowerPoint and other Office applications.

Preferred qualifications capabilities and skills:

  • Involvement in/understanding of payments modernization efforts in Canada.
  • Knowledge of Canadian Payments rules and regulatory requirements.
  • Knowledge of Interac e-Transfers rules and regulations
  • Experience with regulatory exams/internal audits




Required Experience:

Exec

DescriptionAs a Product Manager in Real Time Payments (RTP) in Canada you are an integral part of the broader Treasury Services Payments team that innovates new product offerings and leads the end-to-end cash management product life cycle. As a core leader you are responsible for deploying real time...
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Key Skills

  • Change Management
  • Financial Services
  • Growing Experience
  • Managed Care
  • Management Experience
  • Analysis Skills
  • Senior Leadership
  • Performance Management
  • Process Management
  • Leadership Experience
  • negotiation
  • Analytics

About Company

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JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans ov ... View more

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