Associate Vice President, Compliance, Direct Investing, TD Wealth

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TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.

As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Accountabilities adhere to the TD Compliance Department Mandate follow the executive mandate for the role and are executed in accordance with key Compliance Program elements and processes established in the Global Compliance Operating Framework.

The AVP Wealth Compliance TD Direct Investing is also a registered Chief Compliance Officer (CCO) of TD Waterhouse Canada Inc. (TDWCI) a CIRO registered Investment Dealer. The CCO TD Direct Investing owns the regulatory relationship with CIRO for TDWCIs direct investing lines of business and is responsible for the oversight and monitoring of the overall compliance program for TD DI. Ontario securities laws impose regulatory proficiency requirements including course requirements that become invalid if the individual has not been registered for a period of time.

This role is also responsible for the administration and oversight over TD Wealths Regulatory Compliance Management Framework responsibilities including providing oversight objective guidance and independent challenges to TD Wealth Risk Owners.

Compliance Teams Reporting to the AVP Wealth Compliance & CCO TD Direct Investing:

• TD Wealth Surveillance team responsible for the overall Tier II Trade Surveillance obligations of TDWCI
• TD Direct Investing Advisory team responsible for providing timely regulatory compliance guidance and oversight for TD DI
• TD Wealth Regulatory Compliance Management team responsible for TD Wealths second line accountabilities under the TD Regulatory Compliance Management Framework

Act as Chief Compliance Officer (CCO) and Designated Complaints Officer for TD Direct Investing

• Assess the adequacy of adherence to and effectiveness of day-to-day Regulatory Compliance Management (RCM) controls based on independent monitoring and testing conducted and other data sources and indicators using a risk-based approach.
• Develop lead and maintain the Wealth Compliance Program and conduct risk program for in-scope businesses to uphold a strong culture of compliance and provide independent oversight of the management of compliance with applicable laws regulations and guidelines using a risk-based approach.
• As determined by Compliance Senior Executive Team (CSET) contribute to a TD Wealth Compliance Department Self-Assessment (CSA) annually to support the CCO Opinion which assesses effectiveness based on the degree of maturity in implementing executing and evidencing each key element and process of the GCOF.
• Assess the governance procedures and reporting that support and facilitate the execution of the GCOF elements and processes and fulfillment of the TD Compliance Departments mandate

• Oversee independent monitoring and testing of the DI business lines.
• Maintain practices and procedures to communicate regulatory compliance requirements standards and risks to manage regulatory risks.
• Provide trusted independent and objective guidance to DI business lines on managing and identifying compliance risk.
• Develop and maintain robust relationships between Senior Business Management in TD Wealth and Senior Compliance Leaders to facilitate strong relationship development and regular reporting.
• Adhere to the policies procedures processes and deliverables of the Global Compliance Department.
• Provide routine and regular reporting including actual or potential non-compliance including emerging trends and risks.
• Maintain positive honest transparent and constructive relationships with regulators.
• Share early indications of significant regulatory issues that could materially impact earnings or reputational risk with Business Segment leaders and the Ultimate Designated Person (UDP) of DI.
• Review the effectiveness of the Wealth Compliance program at least annually.
• Oversee the management of trade surveillance activities with respect to TDWCI.
• Jointly with AVP Wealth Compliance and CCO for TD Wealth Advice oversee the management of registration activities with respect to TD Wealth Canada

Qualifications

• Deep regulatory industry and operational knowledge and proficiencies for TDWCI CCO role.
• Ability to assess compliance risk to prioritize issues.
• Strong Control/Risk Management mindset.
• Leadership capabilities to drive and implement change; carry out TDs People Strategies to attract retain develop and engage a highly qualified team; and continue to evolve Compliance Program
• Strong Leadership and People Management experience and skills
• Expert communicator and relationship builder with ability to work independently think critically and make decisions

• University degree required: Post Graduate degree preferred; Law degree (JD or LLB) preferred.
• Relevant training and industry certifications including CIRO designation and registration as Chief Compliance Officer (accreditations proficiencies and course completions e.g. Canadian Securities Course)
• Regulatory experience and experience in compliance or risk management programs is highly-desirable with preference for candidates who can demonstrate development of program elements and/or implementation of regulatory change management
• Demonstrated excellence in business presentation skills including verbally in writing and in management report generation required
• Experience in retail wealth management or securities compliance

• Experience in Project Management discipline is considered an asset.
• Strong sense of personal ownership for effectively bridge technical and non-technical disciplines and stakeholders and track record of doing so

• Familiarity with regulations and compliance strategies and risk management; possesses and demonstrates expertise in the advisory policy change management project management and operations
• Highest personal and professional integrity and standards to advance TDs vision and protect the brand
• Strong verbal and written communication skills including public speaking/presentation skills and well developed listening and negotiation skills at all levels
• Advances TDs leadership development colleague experience & diversity agenda
• Strong relationship building and negotiation skills and the ability to interact with sensitivity and leadership to advance and influence the culture Compliance aims to promote
• Transparent communicator and respected TD representative both internally and externally
• Demonstrates ability delivering on objectives focusing on what matters
• Demonstrates strong problem solving & analytical skills including the ability to comprehend a situation by breaking it down into its components and identifying underlying issues

Who We Are:

TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we deliver legendary customer experiences to over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to the Bank those we serve and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers communities and colleagues.

TD is deeply committed to being a leader in customer experience that is why we believe that all colleagues no matter where they work are customer facing. As we build our business and deliver on our strategy we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether youve got years of banking experience or are just starting your career in financial services we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs were here to support you towards your goals. As an organization we keep growing and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes a base salary variable compensation and several other key plans such as health and well-being benefits savings and retirement programs paid time off banking benefits and discounts career development and reward and recognition programs. Learn more

Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations requirements.

Colleague Development
If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience or you want to coach and inspire your colleagues there are many different career paths within our organization at TD and were committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if youd like accommodations (including accessible meeting rooms captioning for virtual interviews etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):