Licensed Loan Officer Consumer Direct

Here at Lower we believe homeownership is the key to building wealth and were making it easier and more accessible than ever. As a mission-driven fintech we simplify the home-buying process through cutting-edge technology and a seamless customer experience.

With tens of billions in funded home loans and top ratings on Trustpilot (4.8) Google (4.9) and Zillow (4.9) were a leader in the industry. But what truly sets us apart Our people. Join us and be part of something bigger.

Job Description:

Ready to take your mortgage career to the next level

If youre already thriving in a direct-to-consumer lending environment you know the formula: high-quality leads fast tech and a company that backs you with real support. At Lower weve perfected that model - and were looking for licensed loan officers who want to close more deals earn more and make a bigger impact.

What Youll Do

• Work high-intent inbound leads - no cold calling just real conversations with ready-to-act borrowers.

• Connect via phone text and email to guide prospects through the loan process with clarity and confidence.

• Educate and advise borrowers on products that fit their goals - whether its purchase refi or cash-out.

• Analyze credit and financial data to match customers with the right solution.

• Present pricing and terms in line with company standards and compliance requirements.

• Drive repeat and referral business through exceptional service and follow-through.

Who You Are

• You hold an active NMLS license and have 1 year of experience originating loans in a consumer-direct model.

• Youre a closer - driven by performance motivated by commission and wired for results.

• You thrive in a fast-paced tech-enabled environment and know how to manage a high-volume pipeline.

• Youre passionate about helping people make smart financial decisions and delivering a 5-star experience.

• Experience with Encompass is a plus - but hustle and heart matter more.

Why Youll Love Lower

• Best-in-class leads delivered daily - plus top-tier comp for any business you bring in yourself.

• A brand built on trust: 20K five-star reviews across Google Zillow LendingTree and Facebook.

• Training that actually matters - weekly sessions to sharpen your skills and stay ahead of the curve.

• A culture that rewards performance and celebrates impact.

What Youll Get

• Competitive commission structure with uncapped earning potential

• Full benefits: medical dental vision paid holidays PTO parental leave

• Life insurance short- and long-term disability 401(k) with company match

• Corporate wellness program

• Employee discount on home mortgage purchases and refinances

Where Youll Work

Join us at our Columbus HQ at 711 N High Street - right in the heart of the Short North district.

Want to close more loans with less friction Lets talk. Apply now and see what its like to work at a company thats built for loan officers - by people who get it.

Lower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race color religion age sex national origin disability status genetics protected veteran status sexual orientation gender identity or expression or any other characteristic protected by federal state or local laws.

This policy applies to all terms and conditions of employment including recruiting hiring placement promotion termination layoff recall transfer leaves of absence compensation and training.