Product Compliance and Risk Lead FinCrime (Europe)

We are looking for a candidate with Belgian and/or European experience in tackling Financial Crime risks eager to bring their expertise to a dynamic fintech environment. This is a senior and highly influential role essential for maintaining our growth and trust with regulators.

This is an exciting hands-on role working directly with product managers analysts and engineers to take our European financial crime program to the next level.

This role sits within Wise Regional EU Product Compliance and Risk team part of the wider (1LoD) Product organisation. 

Your mission: 

Wise has already pioneered new ways for people to transfer money across borders and currencies. Our customers can also manage their hard-earned money with the Worlds first platform to offer true international multi-currency accounts.

Your mission is to lead the EU FinCrime Product Compliance and Risk team to scale and enhance how Wise manages monitors and identifies improvements for the AML/CTF risk profile of its licensed entities and branches in Europe while maintaining a customer-centric approach.

Heres how youll be contributing to the EU Product Compliance and Risk team in the first line: 

Team Leadership & Strategic Steering

• Lead the EU FinCrime Product Compliance and Risk Team setting priorities and ensuring alignment across key stakeholders (Global and Regional Product and Product Compliance Teams EU Compliance Oversight team and Leadership)
• Oversee and steer solution design and implementation for identified FinCrime problem areas or improvement opportunities.
• Ensure FinCrime issues are correctly prioritized resolved and followed up on until closure.
• Provide advice to product teams to guide them effectively design  resolving issues and developing new features.

Framework Ownership & Oversight

• Steer the development of the 1LoD FinCrime Risk Monitoring Framework for Wise Europe. Tailored to Wises products customer segments and EEA market presence.

• Oversee and initiate root cause analyses on risk and efficiency trends and recommend control or efficiency improvements ensuring their implementation.

Regulatory- External Party Engagement

• Present monitoring outcomes and updates to relevant committees on both Wise EU and group level including executive management the regulator and the Board as appropriate.

• Represent Wise and address queries from third parties (such as regulators or banking partners) regarding Wises FinCrime framework ensuring high-quality responses.

• Tracking FinCrime activities at the Wise group level such as AML/CTF control developments and ensuring their appropriateness for the EU licenses.

This role will give you the opportunity to: 

• Steer the growth and professional capabilities of the FinCrime Product Compliance teams across Europe.

• Embed FinCrime compliance directly into the product development lifecycle ensuring risk management is central to our fast-moving innovation.

• Be fully empowered to identify FinCrime challenges drive root cause analysis and lead the solution design and implementation end-to-end.

About you: 

• Strong knowledge of Belgian and/or European AML/CTF regulations (AMLD EBA Guidelines) and NBB guidance.

• Experience in collaborating Product Managers Engineers and Operational teams providing practical recommendations.

• Excellent communication project coordination and management skills.

• Ability to think qualitatively and draw conclusions by leveraging data. 

• Problem-solving mindset with experience (or strong interest) in working in a fast-paced growing environment and directly with product teams.

• Willingness to travel as Wise offices are located across multiple countries.

• Legally authorized to work in the EU (Belgium).

Great extra skills:

• Team management experience.

• Previous experience in engaging with EU regulators on AML/CTF topics

• Able to speak French or Dutch.

Additional Information :

For everyone everywhere. Were people building money without borders  without judgement or prejudice too. We believe teams are strongest when they are diverse equitable and inclusive.

Were proud to have a truly international team and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what its like to work at Wise visit .

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Remote Work :

No

Employment Type :

Full-time