Underwriter E&S Homeowners

Benicia, CA - USA

Monthly Salary: $ 80000 - 125000

Posted on: 30+ days ago

Vacancies: 1 Vacancy

Job Summary

Job Description

Acrisure is a global Fintech leader that combines the best of humans and high tech to offer multiple financial products and services to millions of businesses and individual clients. We connect clients to solutions that help them protect and grow what matters including Insurance Reinsurance Cyber Services Mortgage Origination and more.

Acrisure employs over 17000 entrepreneurial colleagues in 21 countries and have grown from $38 million to $4.3 billion in revenue in just over ten years. Our culture is defined by our entrepreneurial spirit and all that comes with it: innovation client centricity and an indomitable will to win.

Job Summary:

Are you ready to have an exciting career with a growing company Ascension Risk & Insurance Services LLC is looking for an Underwriter in our Benicia CA location. This role will underwrite new existing and renewing policies. You will partner with our distribution partners and capacity providers.

Responsibilities:

Evaluate new and renewal homeowners insurance submissions for eligibility pricing and terms within E&S underwriting authority.
Analyze inspection reports property characteristics loss history and geographic hazards (e.g. wildfire flood wind).
Apply underwriting guidelines rating manuals and regulatory requirements to ensure compliant risk selection.
Collaborate with agents brokers and distribution partners to gather additional information negotiate terms and explain underwriting decisions.
Determine appropriate carriers or programs for placement based on risk profile coverage needs and market appetite.
Identify and manage exposure concentrations including high-risk areas or catastrophe-prone regions.
Recommend underwriting strategies to optimize profitability and maintain competitiveness.
Utilize underwriting systems and tools for data entry rating and decision-making.
Participate in audits and continuous improvement initiatives for underwriting processes.
Stay current on emerging property risks insurance regulations and market trends.
Support agent relationships through responsive communication education and creative problem solving for complex risks.

This description is not meant to be all-inclusive and may be modified from time to time at the discretion of management.

Requirements:

2-5 years of experience with personal lines insurance.
Strong knowledge of homeowners policy coverage forms (HO-3 HO-5 etc.) and ISO or proprietary rules.
Proficiency with MS Word MS Excel Sharepoint and adaptable to learn new systems.
Analytical mindset with attention to detail and sound judgement.
Strong communication and negotiation skills to work effectively with agents and internal teams.
Highly organized with excellent time management.

Education/Experience:

Bachelors degree preferred preferably in Risk Management & Insurance or equivalent work experience.
Property & Casualty license required or ability to obtain within 30 days of hire.

Physical Demands

Prolonged periods of sitting at a desk and working on a computer.
Must be able to lift up to 15 pounds at times.

Benefits & Perks:

Competitive Compensation
Industry Leading Healthcare
Savings and Investments
Charitable Giving Programs
Offering hybrid work option
Opportunities for Growth
Parental Leave
Generous time away

The base compensation range for this position is $80000 - $125000. This range reflects Acrisures good faith estimate at the time of this posting. Placement within the range will be based on a variety of factors including but not limited to skills experience qualifications location and internal equity.

Acrisure is committed to making an impact in our communities by giving back with millions committed to childrens health with Helen Devos Childrens Hospital and UPMC Childrens Hospital of Pittsburgh.

For more visit or learn more here.

Pay Details:

Candidates should be comfortable with an on-site presence to support collaboration team leadership and cross-functional partnership.

Why Join Us:

At Acrisure were building more than a business were building a community where people can grow thrive and make an impact. Our benefits are designed to support every dimension of your life from your health and finances to your family and future.

Making a lasting impact on the communities it serves Acrisure has pledged more than $22 million through its partnerships with Corewell Health Helen DeVos Childrens Hospital in Grand Rapids Michigan UPMC Childrens Hospital in Pittsburgh Pennsylvania and Blythedale Childrens Hospital in Valhalla New York.

Employee Benefits

We also offer our employees a comprehensive suite of benefits and perks including:

Physical Wellness: Comprehensive medical insurance dental insurance and vision insurance; life and disability insurance; fertility benefits; wellness resources; and paid sick time.
Mental Wellness: Generous paid time off and holidays; Employee Assistance Program (EAP); and a complimentary Calm app subscription.
Financial Wellness: Immediate vesting in a 401(k) plan; Health Savings Account (HSA) and Flexible Spending Account (FSA) options; commuter benefits; and employee discount programs.
Family Care: Paid maternity leave and paid paternity leave (including for adoptive parents); legal plan options; and pet insurance coverage.
and so much more!

This list is not exhaustive of all available benefits. Eligibility and waiting periods may apply to certain offerings. Benefits may vary based on subsidiary entity and geographic location.

Acrisure is an Equal Opportunity Employer. We consider qualified applicants without regard to race color religion sex national origin disability or protected veteran status. Applicants may request reasonable accommodation by contacting .

California Residents: Learn more about our privacy practices for applicants by visiting the Acrisure California Applicant Privacy Policy.

Recruitment Fraud: Please visit here to learn more about our Recruitment Fraud Notice.

Welcome your new opportunity awaits you.

Job DescriptionAcrisure is a global Fintech leader that combines the best of humans and high tech to offer multiple financial products and services to millions of businesses and individual clients. We connect clients to solutions that help them protect and grow what matters including Insurance Reins...