Credit Analyst Corporate and Financial Clients
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Job Location:
Luxembourg - Luxembourg
Monthly Salary:
Not Disclosed
Posted on:
30+ days ago
Vacancies:
1 Vacancy
Job Summary
Credit Analyst - Corporate and Financial Clients
About the Role
We are seeking a highly motivated and detail-oriented Credit Analyst to join our Risk Management this role you will play a critical part in safeguarding the banks credit portfolio by independently assessing the creditworthiness of corporate clients and evaluating business proposals submitted from the business lines.
This is an exciting opportunity for a dynamic professional who thrives on analyzing complex financials identifying risks and providing sound recommendations that balance growth with risk appetite.
Your Key Responsibilities
As a Credit Analyst you will:
- Conduct financial analysis and credit risk assessments of corporate clients reviewing balance sheets income statements cash flows and forecasts.
- Prepare Credit Analysis Reports and assign Risk Ratings ensuring recommendations are backed by thorough due diligence industry expertise and sound judgment.
- Continuously monitor the assigned portfolio staying abreast of industry trends emerging risks and potential impacts to counterparties with timely escalation of credit concerns.
- Collaborate with relationship managers and risk colleagues to ensure alignment with internal risk policies regulatory frameworks and the banks risk appetite.
Qualifications :
What Were Looking For
Technical Skills & Qualifications
- Masters degree in finance Accounting Economics or a related field.
- Strong understanding of risk policies regulatory frameworks and banking products.
- Previous experience in banking or financial services is an advantage.
- Advanced proficiency in Excel and financial modelling.
- Fluent in English; proficiency in Chinese will be an additional advantage.
Soft Skills & Attributes
- Excellent analytical and problem-solving skills with the ability to see beyond the numbers.
- Strong communication and presentation abilities both written and verbal.
- Ability to work effectively under pressure and deliver within tight deadlines.
- A proactive team player keen to contribute in a collaborative environment.
Remote Work :
No
Employment Type :
Full-time
Key Skills
- Financial Statement Preparation
- Credit Analysis
- Cash Flow Analysis
- Math
- Banking
- Analysis Skills
- UCC Law
- Underwriting
- Financial Analysis
- Financial Modeling
- Financial Report Interpretation
- Word Processing
About Company
As a Luxembourg-based bank since 1979, together with the global presence of Bank of China Group, Bank of China Luxembourg has been successfully operating and continually developing its business over the years, and has contributed to the local and worldwide economic and social developm ... View more
