Associate Structured Finance Leasing

Do you want your voice heard and your actions to count

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG) one of the worlds leading financial groups. Across the globe were 150000 colleagues striving to make a difference for every client organization and community we serve. We stand for our values building long-term relationships serving society and fostering shared and sustainable growth for a better world.

With a vision to be the worlds most trusted financial group its part of our culture to put people first listen to new and diverse ideas and collaborate toward greater innovation speed and agility. This means investing in talent technologies and tools that empower you to own your career.

Join MUFG where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

About the Team

MUFGs Leasing & Asset Finance (LAF) team is not your typical equipment leasing group. We operate as a structured finance unit within MUFGs Global Corporate & Investment Bank delivering bespoke leasing and secured debt solutions that help CFOs and Treasurers achieve strategic financial objectives. Our deals are complex high-value and tailored often involving finance leases synthetic leases and other asset-based structures.

We bring together professionals from diverse backgrounds corporate finance tax accounting engineering to solve sophisticated problems and deliver value-added solutions across industries.

Join a platform that values innovation collaboration and strategic thinking. Youll work on high-impact transactions and be part of a team thats shaping the future of structured finance.

The Opportunity

Were seeking a high-performing Associate who thrives in intellectually rigorous environments and is eager to roll up their sleeves to work on structured financing transactions with a leasing angle. This is a hands-on role where youll help design execute and manage innovative financing structures for MUFGs clients.

The ideal candidate will have approximately 3-5 years of relevant experience with a strong background in structured finance credit analysis and execution of financing transactions.

Youll be part of a lean entrepreneurial team that values creativity precision and client impact.

Responsibilities

Transaction Structuring and Innovation:

• Assist in the development and execution of innovative transaction structures tailored to meet the specific needs of corporate and sponsor clients.

• Leverage knowledge of market dynamics to craft solutions that align with client objectives and risk tolerance.

• Maintain awareness of evolving market trends and regulatory changes to proactively identify new product opportunities.

• Aid in the development of new financial products focusing on the economic accounting and taxable income impact on both MUFG and our clients building upon MUFGs existing suite of debt partnership and lease structures that support the financing of physical assets

Client Engagement and Pitch Material Preparation:

• Prepare high-quality insightful pitch materials and presentations for client meetings.

• Collaborate with relationship managers and product specialists to effectively communicate the banks structured solutions and competitive advantages.

• Conduct client research related to their financing needs and key performance indicators industry trends asset due diligence.

• Attend client meetings to present solutions address queries and foster strong client relationships.

Transaction Execution and Documentation:

• Lead the end-to-end execution of transactions including preparation of detailed term sheets negotiation of credit agreements and coordination of transaction documentation.

• Perform financial analysis determining the economic accounting and tax results of a wide range of large ticket transactions structures and syndicated arrangements.

• Work closely with internal legal compliance and risk teams to ensure all transactions comply with bank policies and regulatory requirements.

• Serve as the primary point of contact for clients throughout the transaction process ensuring clear and timely communication.

Internal Approvals and Stakeholder Management:

• Drive the internal business and credit approval process by preparing credit applications and transaction memos for senior management.

• Collaborate with credit legal risk and compliance teams to address concerns and secure necessary approvals.

• Ensure that all transaction components align with the banks risk appetite and strategic goals.

Post-Closing Transaction Management:

• Oversee and manage transactions post-closing including monitoring of ongoing compliance with credit terms.

• Proactively manage any modifications or restructuring requests in collaboration with clients and internal stakeholders.

• Provide support for internal reporting requirements related to the transaction.

Skills & Experience

Required Qualifications

• Bachelors degree in finance economics accounting or related field.

• 35 years of experience in structured finance credit solutions or asset-based lending.

• Strong critical thinking abilities attention to detail business writing and oral communication skills

• Excellent communication and presentation abilities.

• Ability to manage multiple priorities in a fast-paced environment.

• Proficiency in Excel PowerPoint and financial modeling.

• Well-organized self-starter and capable of working with minimal supervision

• Strong interpersonal skills flexibility and ability to work well in a team environment

Preferred Qualifications

• Advanced degree (MBA CPA CFA JD).

• Familiarity with US GAAP and/or IFRS.

• Experience with lease structuring credit documentation and syndication.

• Knowledge of credit agreement negotiation legal documentation and risk management

Compensation and Benefits

The typical base pay range for this role is between $155K - $180K depending on job-related knowledge skills experience and location with eligibility for discretionary performance-based bonus and/or incentive compensation. Additionally our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits retirement plans educational assistance and training programs income replacement for qualified employees with disabilities paid maternity and parental bonding leave and paid vacation sick days and holidays. For more information on our Total Rewards package please click the link below.

MUFG Benefits Summary

We will consider for employment all qualified applicants including those with criminal histories in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance (ii) the City of Los Angeles Fair Chance Initiative for Hiring Ordinance (iii) the Los Angeles County Fair Chance Ordinance and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment if any.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race color national origin religion gender expression gender identity sex age ancestry marital status protected veteran and military status disability medical condition sexual orientation genetic information or any other status of an individual or that individuals associates or relatives that is protected under applicable federal state or local law.