Payments Expert

Were on a mission to make money work for everyone.

Were waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card our product offering has grown a lot in the last 10 years in the UK. As well aspersonal and business bank accounts we offer joint accounts accounts for 16-17 year olds a free kids account and credit cards in the UK with more exciting things to come beyond. Our UK customers can also save invest andcombine their pensions with us.

With our hot coral cards and get-paid-early feature combined with financial education on social media and our award winning customer service we have a long history of creating magical moments for our customers!

Were not about selling products - we want to solve problems and change lives through Monzo

Hear from our UK team about what its like working at Monzo

UK Remote 28050 - 33300 Benefits Hear from the team Applications will close 5pm Tuesday 4th November 2025.

Our Payments team

Were looking for Expert COps (Customer Operations Advisers) to join us in Payments. Were looking for Experts that are among the most knowledgeable COps with the aim of becoming subject matter experts in Payments. Our team of Experts will work on some of the most complex issues in Payments including but not limited to:

• Payment related escalations from chat workflows emails and calls (including completing customer callbacks)
• Providing support to Monzonauts in live hangouts
• The Credit Payment Recovery (CPR) process
• Interbank communications; for both domestic and international payments
• CASS
• Uploading and applying Paper direct debit instructions
• Bacs recalls
• Active troubleshooting to resolve complex and technical customer queries including referring to various scheme guideline documentation outside of Guru
• Adapting to new tasks and demonstrating resilience to change within the ever changing Payments space at Monzo

Wed love to hear from you if

• You enjoy investigating and resolving complex cases
• You strive to reach the best outcomes for customers
• You are keen to develop and improve process and guidance.
• Youre comfortable making and receiving calls.
• Youre passionate about coaching and mentoring less experienced COps
• Youre a confident decision maker using analytical thinking to back your choices
• Are able to confidently interact with peers and stakeholders throughout Monzo
• Demonstrate all of Monzos core values
• Are able to manage conflicting priorities and adapt to working different work streams on a variety of different platforms according to business needs.
• Able to support peers by being flexible in work management

The application journey has 3 key steps

1) Application stage

2) 20 minute recruiter call with a member of the hiring team

3) Interviews

This process should take around 2-3 weeks - your schedule is really important to us so we promise to be as flexible as possible!

We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here.

Whats in it for you

28050 - 33300 share options.

We offer flexible working hours and trust you to work enough hours to do your job well and at times that suit you and your team.

1000 learning budget each year to use on books training courses and conferences.

We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.

Plus lots more! Read our full list of benefits.

Equal opportunities for everyone

Diversity and inclusion are a priority for us and were making sure we have lots of support for all of our people to grow at Monzo. At Monzo were embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog 2023 Diversity and Inclusion Report and 2024 Gender Pay Gap Report.

Were an equal opportunity employer. All applicants will be considered for employment without attention to age ethnicity religion sex sexual orientation gender identity family or parental status national origin or veteran neurodiversity or disability status.

Equal opportunities for everyone

Diversity and inclusion are a priority for us and were making sure we have lots of support for all of our people to grow at Monzo. At Monzo were embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report.

Were an equal opportunity employer. All applicants will be considered for employment without attention to age ethnicity religion sex sexual orientation gender identity family or parental status national origin or veteran neurodiversity or disability status.

If you have a preferred name please use it to apply. We dont need full or birth names at application stage