PalmPay is a leading neobank and fintech platform scaling financial inclusion across emerging markets. With over 40 million users we are building a digital financial ecosystem that empowers individuals and businesses through accessible easy-to-use and rewarding financial services.
Operating in Nigeria Ghana Tanzania Bangladesh and Pakistan PalmPay has been recognised by CNBC as one of the Top 300 Global Fintech Companies and ranked #2 overall and #1 in financial services on the Financial Times Africas Fastest Growing Companies 2025 list.
We are seeking a detail-oriented and proactive Fund Management Officer to join our Pakistan Finance team. This role will be responsible for fund reconciliation cash flow management and accurate reporting of fund movements and customer accounts. The ideal candidate will have a strong academic background in Accounting Finance or Business Studies with relevant experience in banking fintech or financial institutions.
Fund Management & Reconciliation
Perform daily weekly and monthly fund reconciliations across multiple bank accounts and internal systems.
Ensure timely resolution of discrepancies and maintain accuracy in fund balances.
Monitor collection and disbursement accounts to ensure smooth fund flow operations.
Cash Flow & Financial Reporting
Oversee cash flow management to ensure adequate liquidity for operational needs.
Prepare and present regular reports on fund positions transaction summaries and cash movement.
Support management in forecasting financial analysis and fund utilization reporting.
Banking & Payment Operations
Coordinate with banks and payment partners for transaction validation settlements and reconciliation.
Ensure all fund transfers disbursements and settlements are processed accurately and on time.
Handle customer and merchant settlements and resolve fund-related discrepancies.
Compliance & Internal Control
Ensure compliance with organizational policies audit standards and regulatory frameworks.
Maintain clear documentation for all fund transactions and assist in internal and external audits.
Recommend improvements to strengthen fund control and reporting processes.
Cross-Functional Collaboration
Work closely with Finance Operations and Compliance teams to ensure accurate financial coordination.
Assist management in process optimization and data-driven decision-making.
Bachelors or Masters degree in Accounting Finance Management Accounting Information Systems or Business Studies.
Strong academic foundation in financial reporting cash management and accounting principles.
Minimum 35 years of relevant experience in Banking Fintech Financial Institutions or Development Sector organizations.
Previous experience in one or more areas such as:
Accounting / Finance / Treasury / Fund Management / Cash Management
Audit / Financial Compliance / Financial Reporting
Bank Transaction Processing / Loan or Fund Operations
Strong understanding of bank reconciliation fund flow monitoring and financial controls.
Proficiency in Microsoft Office Suite (Excel Word) and experience with ERP or financial management systems.
Excellent communication skills in English and Urdu both written and verbal.
High attention to detail strong analytical ability and capacity to handle multiple priorities.
Experience in NBFC or fintech fund operations is highly preferred.
Knowledge of financial control frameworks payment systems and compliance standards.
Strong coordination skills with banking institutions and internal teams.
Competitive salary with annual performance review.
Two festival bonuses per year.
Mobile and internet allowance.
Career growth opportunities within a multinational fintech organization.
Required Experience:
Manager
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