Staff Software Engineer – Credit Cycle

Summary:
The Staff Software Engineer on the Credit Cycle team plays a pivotal role in designing and implementing core services that power the credit lifecycle platformenabling clients to offer revolving credit seamlessly and securely in a cloud-native environment. This position demands deep technical expertise in building scalable secure observable and reliable systems as the engineer contributes to mission-critical components such as invoice closure account debt control and financial transaction integrity.

The ideal candidate will demonstrate architectural vision hands-on coding excellence and a strong ability to influence technical direction across teams. They will tackle complex engineering challenges drive the delivery of high-quality and resilient solutions and promote a culture of innovation technical rigor and continuous improvement.
What youll do:

• Design and deliver end-to-end scalable and high-performance solutionsfrom architectural decisions to production deployment and monitoring.
• Lead technical discussions and guide the team in translating complex business challenges into effective engineering solutions.
• Ensure service reliability and quality through comprehensive documentation rigorous testing robust observability and proactive incident resolution.
• Solve challenging problems related to concurrency system availability real-time event processing resilience and cost optimization.
• Participate in on-call rotations to support the stability and performance of mission-critical systems.
• Collaborate cross-functionally with product architecture and infrastructure teams to align on technical strategy and delivery.

This is a remote position. A remote position does not require job duties be performed within proximity of a Visa office location. Remote positions may be required to be present at a Visa office with scheduled notice. 

Qualifications :

Basic Qualifications:
5 years of experience in software development with Java
Be based in India
Excellent analytical problem-solving and communication skills
Strong self-motivation and adaptability in dynamic environments
Ability to make assertive decisions under pressure and navigate complex constraints
Ability to work independently in a remote multicultural team environment.
Strong background in microservices architecture
Strong knowledge of relational databases (MySQL PostgreSQL) and SQL.
Having excellent technical skills (Java AWS IaC - Terraform Containerization testing and code reviewing)
Knowledge in agile methodologies (Kanban/Scrum)
Strong background in event-driven architecture using solutions like Kafka AWS SQS/SNS RabbitMQ and AWS Kinesis

Preferred Qualifications:
Knowledge in payments or financial services industry
Knowledge in Azure/Google Cloud Platform
Knowledge in Golang

Additional Information :

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race color religion sex national origin sexual orientation gender identity disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Remote Work :

Yes

Employment Type :

Full-time