Job Description
Senior Risk Data Scientist
Category: Fintech
Salary: up to 15m based on experience
Location:Tokyo office based with hybrid options
Language Requirements: Fluency in English and Japanese a huge advantage
PLEASE NOTE: All must be available for face to face interviews in Japan or have a valid working visa for Japan
About the company:
Overview
Are you a data-driven professional with a passion for fintech innovation Join our dynamic and diverse team as a Senior Risk Data Scientist and play a pivotal role in shaping the future of consumer lending products. We are a leading fintech business in Japan dedicated to creating seamless and innovative payment solutions that enhance the shopping experience for millions of users.
As a Senior Risk Data Scientist you will have the opportunity to work at the intersection of data science credit risk and business strategy collaborating with senior management and cross-functional teams to drive impactful decisions.
Responsibilities
As a Senior Risk Data Scientist you will:
- Develop a deep understanding of the unit economics of our fintech business and analyze how credit and fraud risk trends impact profitability.
- Apply advanced data science techniques to analyze transactional data and generate actionable insights into product performance.
- Contribute to the development enhancement and monitoring of credit models.
- Collaborate with data scientists to build predictive models and ensure alignment with business goals.
- Expand and improve the existing suite of risk and product monitoring tools to detect issues and uncover opportunities for growth.
- Partner with Product Managers senior management and the Risk Committee to shape new products define risk policies and enhance the consumer experience.
Qualifications
We are looking for a motivated and skilled professional with:
- 3-6 years of experience in data analytics preferably in credit risk or a finance-related role.
- A Bachelors degree or higher in a quantitative field or equivalent experience.
- Proficiency in SQL Python R or similar programming languages.
- Familiarity with AWS and GitHub (preferred but not mandatory).
- Strong business English skills; Japanese language skills are a plus.
- A proactive mindset eagerness to learn and a passion for taking ownership of responsibilities.
Day-to-Day
Your typical day will include:
- Analyzing data to identify trends and insights that drive strategic decisions.
- Collaborating with cross-functional teams including Product Sales and Marketing to align on business objectives.
- Developing and refining credit risk models to optimize performance.
- Monitoring and enhancing risk management tools to ensure operational excellence.
- Participating in brainstorming sessions to innovate and improve consumer lending products.
- Presenting findings and recommendations to senior management and stakeholders.
Benefits
We believe in empowering our team with the tools and environment they need to thrive. Heres what we offer:
- A diverse and inclusive team of 200 professionals from over 35 countries.
- Exciting opportunities to work in a fast-growing fintech business.
- A collaborative and cross-functional work environment.
- A hybrid remote work model (minimum two days in the office per week subject to change).
- Competitive salary and comprehensive benefits package.
Required Experience:
Senior IC
Job DescriptionSenior Risk Data ScientistCategory: FintechSalary: up to 15m based on experienceLocation:Tokyo office based with hybrid optionsLanguage Requirements: Fluency in English and Japanese a huge advantagePLEASE NOTE: All must be available for face to face interviews in Japan or have a valid...
Job Description
Senior Risk Data Scientist
Category: Fintech
Salary: up to 15m based on experience
Location:Tokyo office based with hybrid options
Language Requirements: Fluency in English and Japanese a huge advantage
PLEASE NOTE: All must be available for face to face interviews in Japan or have a valid working visa for Japan
About the company:
Overview
Are you a data-driven professional with a passion for fintech innovation Join our dynamic and diverse team as a Senior Risk Data Scientist and play a pivotal role in shaping the future of consumer lending products. We are a leading fintech business in Japan dedicated to creating seamless and innovative payment solutions that enhance the shopping experience for millions of users.
As a Senior Risk Data Scientist you will have the opportunity to work at the intersection of data science credit risk and business strategy collaborating with senior management and cross-functional teams to drive impactful decisions.
Responsibilities
As a Senior Risk Data Scientist you will:
- Develop a deep understanding of the unit economics of our fintech business and analyze how credit and fraud risk trends impact profitability.
- Apply advanced data science techniques to analyze transactional data and generate actionable insights into product performance.
- Contribute to the development enhancement and monitoring of credit models.
- Collaborate with data scientists to build predictive models and ensure alignment with business goals.
- Expand and improve the existing suite of risk and product monitoring tools to detect issues and uncover opportunities for growth.
- Partner with Product Managers senior management and the Risk Committee to shape new products define risk policies and enhance the consumer experience.
Qualifications
We are looking for a motivated and skilled professional with:
- 3-6 years of experience in data analytics preferably in credit risk or a finance-related role.
- A Bachelors degree or higher in a quantitative field or equivalent experience.
- Proficiency in SQL Python R or similar programming languages.
- Familiarity with AWS and GitHub (preferred but not mandatory).
- Strong business English skills; Japanese language skills are a plus.
- A proactive mindset eagerness to learn and a passion for taking ownership of responsibilities.
Day-to-Day
Your typical day will include:
- Analyzing data to identify trends and insights that drive strategic decisions.
- Collaborating with cross-functional teams including Product Sales and Marketing to align on business objectives.
- Developing and refining credit risk models to optimize performance.
- Monitoring and enhancing risk management tools to ensure operational excellence.
- Participating in brainstorming sessions to innovate and improve consumer lending products.
- Presenting findings and recommendations to senior management and stakeholders.
Benefits
We believe in empowering our team with the tools and environment they need to thrive. Heres what we offer:
- A diverse and inclusive team of 200 professionals from over 35 countries.
- Exciting opportunities to work in a fast-growing fintech business.
- A collaborative and cross-functional work environment.
- A hybrid remote work model (minimum two days in the office per week subject to change).
- Competitive salary and comprehensive benefits package.
Required Experience:
Senior IC
View more
View less